508 N Second St, Gallup, NM 87301 Property Records

McKinley County property record for 508 N Second St, Gallup, NM 87301

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,559 sqft)
Owner2 Individual Names on File
Tax Bill$525 (2025)
Flood ZoneZone X (minimal risk)
APN2-106-088-078-362

Property Details

APN / Parcel Number

Primary APN2-106-088-078-362
Alternative APN
  • R028894

Exterior

Lot Area6,559 sqft (0.15 acres)

Location & Zoning

Account NumberR028894
Street Address508 N SECOND ST
CityGALLUP
StateNM
Zip87301-5229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 6 S. 88' OF W. 16' OF LOT 11, S. 88' OF LOT 12, S. 88' OF LOT 13, STATE LAND ADDN., BK 28 PG 3114 02/07/07 BK 28 PG 243
Legal SubdivisionSTATE LAND ADDN
Legal Block6
Legal Lot Number11-13
JurisdictionMCKINLEY NM
Township / Civil DivisionGALLUP
Census Block Group2
Census Block2087
Census Tract945300

Owner

508 N Second St is owned and occupied by two individuals.

Source: McKinley County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address508 N SECOND ST, GALLUP, NM 87301-5229
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 508 N Second St was $525, down 1.3% from the year before.

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyMcKinley County
MunicipalityGallup City
Unified School DistrictGallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,196 (+2.99%) Land $5,407 Building $11,789$51,590 (+3%) Land $16,222 Building $35,368
2025$525.00 (-1.32%)$16,696 (+3%) Land $5,390 Building $11,306$50,088 (+3%) Land $16,170 Building $33,918
2024$532.00 (-3.62%) Additional exemption filed$16,210 (+0.85%) Land $5,390 Building $10,820$48,630 (+0.85%) Land $16,170 Building $32,460
2023$552.00 (-9.36%) Additional exemption filed$16,073 (-10.58%) Land $5,390 Building $10,683$48,220 (-10.58%) Land $16,170 Building $32,050
2022$609.00 Additional exemption filed$17,975 Land $5,390 Building $12,585$53,924 Land $16,170 Building $37,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 N Second St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1980–2003)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 N Second St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLUP WATER SYSTEM
serves 20,880 people · EPA ID NM3508317
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2026
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Choice Broadband
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on N Second St

Nearby Streets

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