508 Main St, Talmage, NE 68448 Property Records

Otoe County property record for 508 Main St, Talmage, NE 68448

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 950 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2026)
Tax Bill	$649 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`003278500`

Property Details

APN / Parcel Number

Primary APN	`003278500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Built-Up Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	350 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Street Address	508 MAIN ST
City	TALMAGE
State	NE
Zip	68448-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 4 BLK 19 CUMMIN'S ADD TO TALMAGE; MAP NUMBER: 3725-00-0-90150-019-0004
Legal Subdivision	CUMMIN'S ADD
Legal Block	19
Legal Lot Number	4
Jurisdiction	OTOE NE
Township / Civil Division	MCWILLIAMS
Census Block Group	1
Census Block	1154
Census Tract	966600

Owner

508 Main St is owned and occupied by two individuals who bought it in September 2026.

Source: Otoe County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 MAIN ST, TALMAGE, NE 68448-3066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Sep 14, 2023	Warranty Deed, Transfer PLATINUM TITLE AND ESCROW LLC, PLATINUM TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Deed Document Number	20262081
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Sep 15, 2026
Property Address	508 MAIN ST, TALMAGE, NE 68448-3066
Document Number	0000002081
Instrument Date	Sep 9, 2026
Instrument	20262081
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CHARTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,208.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MAIN ST, TALMAGE, NE 68448-3066

Mortgage

Document Number	0000002082,
Date	Sep 15, 2026
Instrument	20262082

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Sep 14, 2023
Property Address	508 MAIN ST, TALMAGE, NE 68448-3066
Document Number	0202301807
Instrument Date	Sep 12, 2023
Instrument	202301807
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PLATINUM TITLE AND ESCROW LLC, PLATINUM TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Talmage Village
Unified School District	Johnson County Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,597 (+6.68%) Land $2,085 Building $37,512	$39,597 (+6.68%) Land $2,085 Building $37,512
2024	$649.00 (+9.63%)	$37,116 (+19.11%) Land $1,390 Building $35,726	$37,116 (+19.11%) Land $1,390 Building $35,726
2023	$592.00	$31,162 Land $1,390 Building $29,772	$31,162 Land $1,390 Building $29,772

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 508 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF TALMAGE serves 266 people · EPA ID NE3113102
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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