508 Georgetown St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 508 Georgetown St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 774 sqft · built 1900
Lot Size	0.076 acres (3,302 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2026)
Tax Bill	$819 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2023 Line of Credit + 1 more
APN	`11863300`

Property Details

APN / Parcel Number

Primary APN	`11863300`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	774 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Lot Area	3,302 sqft (0.076 acres)
Lot Width	27 ft Width
Porch	Slab
Deck Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	508 GEORGETOWN ST
City	LEXINGTON
State	KY
Zip	40508-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	BOOK: 3268 PAGE: 462
Legal Subdivision	PRESTON
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1027
Census Tract	1100

Owner

508 Georgetown St is owned by two individuals who bought it in September 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 NAVAJO CT, LEXINGTON, KY 40509-2396
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 13, 2023	Deed, Transfer · Stand-Alone First Mortgage S JAMES MISCHNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	20260917185
Deed Book / Page	4218 / 669
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 17, 2026
Property Address	508 GEORGETOWN ST, LEXINGTON, KY 40508-1109
Document Number	0000000185
Book / Page	4218 / 669
Instrument Date	Sep 15, 2026
Instrument	20260917185
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 NAVAJO CT, LEXINGTON, KY 40509-2396

Mortgage

Document Number	0000000186,
Date	Sep 17, 2026
Instrument	20260917186

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	508 GEORGETOWN ST, LEXINGTON, KY 40508-1109
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 CHRISTIAN RD, LEXINGTON, KY 40509-4301
Investor	Possibly a Property Investor

Mortgage

Document Number	MB10710/703
Date	Sep 27, 2023
Book Page	MB 10710/703
Instrument	202309270015

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 18, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 13, 2023
Property Address	508 GEORGETOWN ST, LEXINGTON, KY 40508-1109
Document Number	DB4026/326
Book / Page	DB 4026 / 326
Instrument Date	Jul 10, 2023
Instrument	202307130156
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 OLD SCHOOLHOUSE LN, LEXINGTON, KY 40513-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 CHRISTIAN RD, LEXINGTON, KY 40509-4301
Investor	Possibly a Property Investor

Mortgage

Document Number	202307130157
Date	Jul 13, 2023
Instrument	202307130157

Lender

Name	S JAMES MISCHNER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 508 Georgetown St was $819, up 2% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$819.00 (+1.99%)	$65,000 (-)	$65,000 (-)
2025	$803.00	$65,000	$65,000
2023	$302.00 (-3.21%)	$24,500 (-)	$24,500 (-)
2022	$312.00	$24,500	$24,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 508 Georgetown St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 508 Georgetown St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Windstream.

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