508 Garner Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 508 Garner Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,901 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Oct 2007)
Tax Bill	$3,847 (2026)
Deeds & Mortgages	Mar 2023 Transfer Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403G211`

Property Details

APN / Parcel Number

Primary APN	`403G211`
Alternative APN	`11276000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Living Area
1st Floor Area	1,901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	508 GARNER DR
City	SALISBURY
State	NC
Zip	28146-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L195 .20AC
Legal Subdivision	GABLES AT KEPLEY FARMS PHASE 2
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3063
Census Tract	50202

Owner

508 Garner Dr is owned and occupied by an individual who acquired it in March 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	508 GARNER DR, SALISBURY, NC 28146-6333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2007 · Amount on File
Deed Sale	Oct 2, 2007 · Amount on File
Deed Book / Page	1105 / 701
Last Transfer Date	Mar 1, 2023
Transfer Doc	0014190023
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Mar 1, 2023
Property Address	508 GARNER DR, SALISBURY, NC 28146-6333
Document Number	0014190023
Book / Page	1419 / 23
Map Reference	MB 9995 PG 6013
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 GARNER DR, SALISBURY, NC 28146-6333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 GARNER DR, SALISBURY, NC 28146-6333

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	508 GARNER DR, SALISBURY, NC 28146-6333
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013290514
Date	Jun 18, 2019
Book Page	1329/0514

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 508 Garner Dr was $3,847.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,847.00	$321,709 (-) Land $35,700 Building $286,009	$321,709 Land $35,700 Building $286,009
2025	$3,847.00	$321,709 Land $35,700 Building $286,009
2023	$3,847.00	$321,709 Land $35,700 Building $286,009	$321,709 Land $35,700 Building $286,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Garner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Garner Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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