508 Elm St, Winchester, TN 37398 Property Records

Franklin County property record for 508 Elm St, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1943
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$14,645 (Jul 2018)
Tax Bill	$483 (2022)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026065O C 02600`

Property Details

APN / Parcel Number

Primary APN	`026065O C 02600`
Alternative APN	`065O C 02600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Porch	Slab
Porch Area	448 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	508 ELM ST
City	WINCHESTER
State	TN
Zip	37398-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: W04
Legal Subdivision	SMITH & HAYES S/D
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1007
Census Tract	960402

Owner

508 Elm St is owned by two individuals who bought it in July 2018.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	470 GARRETT LN, WINCHESTER, TN 37398-3349
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST VISION BANK OF TENNESSEE
Jul 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	Jan 8, 1985
Deed Document Number	20184524
Deed Book / Page	429 / 793
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000004524
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	508 ELM ST, WINCHESTER, TN 37398-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007037
Date	Nov 2, 2018
Book Page	T1270/439
Instrument	18007037

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 23, 2018
Property Address	508 ELM ST, WINCHESTER, TN 37398-1321
Document Number	0000004524
Book / Page	000429 / 000793
Instrument Date	Jun 5, 2018
Instrument	4524
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$54.19
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 GARRETT LN WINCHESTER TN 373983349, WINCHESTER, TN 37398-3349

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 28, 2017
Property Address	508 ELM ST, WINCHESTER, TN 37398-1321
Document Number	0000001152
Book / Page	000418 / 000159
Instrument Date	Feb 28, 2017
Instrument	1152
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ELM ST WINCHESTER TN 373981321, WINCHESTER, TN 37398-1321

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,825 Land $2,150 Building $16,675
2023		$19,175 Land $2,150 Building $17,025
2022	$483.00		$75,300 Land $8,600 Building $66,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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