508 E Smith St, Russell, IA 50238 Property Records

Lucas County property record for 508 E Smith St, Russell, IA 50238

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1978
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2026)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1205151004`

Property Details

APN / Parcel Number

Primary APN	`1205151004`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	508 E SMITH ST
City	RUSSELL
State	IA
Zip	50238-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-71-20 FAIRVIEW LOT 6 BLK 1
Legal Range	20W
Legal Township	71N
Legal Section	05
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	6
Jurisdiction	LUCAS IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1059
Census Tract	950100

Owner

Source: Lucas County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48786 240TH AVE, CHARITON, IA 50049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2018	Deed of Trust, Mortgage MIDWEST HERITAGE BANK
Mar 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2026709
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	May 29, 2026
Property Address	508 E SMITH ST, RUSSELL, IA 50238-1006
Document Number	0000000709
Instrument Date	May 29, 2026
Instrument	2026709
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$35,471.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	508 E SMITH ST, RUSSELL, IA 50238-1006
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180221
Date	Mar 1, 2018
Instrument	2018-0221

Lender

Name	MIDWEST HERITAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Jan 1, 2023

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Mar 1, 2018
Property Address	508 E SMITH ST, RUSSELL, IA 50238-1006
Document Number	2018/220
Book / Page	2018 / 220
Instrument Date	Feb 28, 2018
Instrument	2018-0220
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E SMITH ST, RUSSELL, IA 50238-1006

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Municipality	Russell City
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 Homeowner's exemption	$133,049 (-6.46%) Land $4,680 Building $128,369	$133,049 (-6.46%) Land $4,680 Building $128,369
2024	$2,450.00 (+53.51%)
2023		$142,241 Land $4,680 Building $137,561	$142,241 Land $4,680 Building $137,561
2021	$1,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Rise Broadband.

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