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508 E Elm St, Red Oak, IA 51566 Property Records

Montgomery County property record for 508 E Elm St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,520 sqft · built 1900
Lot Size0.118 acres (5,124 sqft)
Owner2 Individual Names on File
Tax Bill$1,708 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN600628135005000

Property Details

APN / Parcel Number

Primary APN600628135005000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area704 sqft
Basement Area992 sqft
Finished Basement992 sqft
Unfinished Basement992 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,124 sqft (0.118 acres)
Lot Dimensions122 ft deep x 42 ft wide
PorchSlab
Porch Area156 sqft
Patio Area388 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address508 E ELM ST
CityRED OAK
StateIA
Zip51566-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUINBY ADD W 28 3/4' LT 1 & E 13 1/4' LT 2 BLK 3
Legal SubdivisionQUINBY ADDITION
Legal Block3
Legal Lot Number1,2
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2082
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address508 E ELM ST, RED OAK, IA 51566-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT COM LLC
Jan 3, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 3, 2018
Transfer Doc2018/0016
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address508 E ELM ST, RED OAK, IA 51566-1612
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/546
DateApr 13, 2022
Book Page2022/546
Instrument2022 0546
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY IA
Recording DateJan 3, 2018
Property Address508 E ELM ST, RED OAK, IA 51566-1612
Document Number2018/0016
Book / Page2018 / 0016
Instrument DateJan 3, 2018
Instrument2018 0016
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2218 L AVE, STANTON, IA 51573-4052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708.00 (+10.05%) Homeowner's exemption$89,070 (+16.68%) Land $6,300 Building $82,770$89,070 (+16.68%) Land $6,300 Building $82,770
2024$1,552.00 (+26.18%)
2023$76,340 Land $4,200 Building $72,140$76,340 Land $4,200 Building $72,140
2022$1,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: FMTC of Stanton Iowa.

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