508 E 6th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 508 E 6th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 728 sqft · built 1920
Lot Size	0.348 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Aug 2020)
Tax Bill	$1,640 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.044.0010`

Property Details

APN / Parcel Number

Primary APN	`34.044.0010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,300 sqft (0.348 acres)
Lot Dimensions	66 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	508 E 6TH ST
City	ALBERT LEA
State	MN
Zip	56007-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAM'S SUBDIVISION LOT-PT1 E 50 FT OF W 140 FT LOT 1 CRAMS SUB OF BLK 16 LAKE ADDITION
Legal Subdivision	CRAM'S SUBDIVISION
Legal Block	16
Legal Lot Number	1
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4012
Census Tract	180900

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4400 W ARM RD, 207, SPRING PARK, MN 55384-9793
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK HARTLAND
May 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2020V1133216
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	508 E 6TH ST, ALBERT LEA, MN 56007-3071
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A532815
Date	Jun 15, 2018
Instrument	A532815

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Aug 12, 2020
Property Address	508 E 6TH ST, ALBERT LEA, MN 56007-3071
Document Number	CRV1133216
Instrument Date	Aug 12, 2020
Instrument	CRV1133216
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E 6TH ST, ALBERT LEA, MN 56007-3071

Mortgage

Document Number	000A543833
Date	Aug 12, 2020
Instrument	A543833

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	May 10, 2017
Property Address	508 E 6TH ST, ALBERT LEA, MN 56007-3071
Document Number	CRV656605
Instrument Date	May 10, 2017
Instrument	CRV656605
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 1ST ST SW, 53, WELLS, MN 56097-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16184 SW 82ND AVE, ELLENDALE, MN 56026-3043

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,640.00	$95,800 (-) Land $13,500 Building $82,300	$95,800 (-) Land $13,500 Building $82,300
2025	$1,640.00 (+56.79%)	$95,800 (+71.68%) Land $13,500 Building $82,300	$95,800 (+71.68%) Land $13,500 Building $82,300
2023	$1,046.00 (+32.07%)	$55,800 Land $9,600 Building $46,200	$55,800 Land $9,600 Building $46,200
2020	$792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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