508 E 2nd St, Dayton, OH 45402 Property Records

Montgomery County property record for 508 E 2nd St, Dayton, OH 45402 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,800 sqft · built 2016
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2017)
Tax Bill	$1,253 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 00710 0037`

Property Details

APN / Parcel Number

Primary APN	`R72 00710 0037`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	360 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Architectural Style	Row End or Row Middle
Exterior Material	Brick
Lot Area	11,700 sqft (0.268 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	508 E 2ND ST
City	DAYTON
State	OH
Zip	45402-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84807 SIMMS BROWNSTONES AT 2ND ABA 2017-2031 TAXABLE 2032
Legal Subdivision	CITY/DAYTON
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2035
Census Tract	1501

Owner

Source: Montgomery County records · APN R72 00710 0037

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	508 E 2ND ST, DAYTON, OH 45402-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION
Mar 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 31, 2017	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	2017-00065241
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	508 E 2ND ST, DAYTON, OH 45402-1726
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074310
Date	Dec 09, 2020
Instrument	2020-00074310

Lender

Name	DAY AIR CREDIT UNION
Type	Non-Lending Institution
Address	DAYTON, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	508 E 2ND ST, DAYTON, OH 45402-1726
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGENCY SOUTH

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013069
Date	Mar 09, 2018
Instrument	2018-00013069

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 31, 2017
Property Address	508 E 2ND ST, DAYTON, OH 45402-1726
Document Number	0000065241
Instrument Date	Oct 20, 2017
Instrument	2017-00065241
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	PM TITLE COMPANY, M&M TITLE CO

Transaction

Amount	Amount Recorded
Tax	$885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	508 E 2ND ST, DAYTON, OH 45402-1726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065242
Date	Oct 31, 2017
Instrument	2017-00065242

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,160 (-) Land $20,160
2024	$1,253.00 (+5.47%)
2023	$1,188.00 (-1%)	$20,160 (+28%) Land $20,160	$57,600 (+28%) Land $57,600
2022	$1,200.00	$15,750 Land $15,750
2020			$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Verizon, Cincinnati Bell, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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