508 E 2nd St, Aurelia, IA 51005 Property Records

Cherokee County property record for 508 E 2nd St, Aurelia, IA 51005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,168 sqft · built 1951
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2020)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Jun 2020 Foreclosure Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1210429002`

Property Details

APN / Parcel Number

Primary APN	`1210429002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft
Finished Basement	850 sqft
Game Room	Game Room
Flooring	Laminate Plank
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	544 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	508 E 2ND ST
City	AURELIA
State	IA
Zip	51005-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W20' LOT 2, ALL LOT 3 & E20' LOT 4 BLK 2 CARLBERGS ADD 3916
Legal Subdivision	CARLBERGS ADD
Legal Block	2
Legal Lot Number	2-4
Jurisdiction	CHEROKEE IA
Township / Civil Division	PITCHER
Census Block Group	2
Census Block	2064
Census Tract	80400

Owner

508 E 2nd St is owned and occupied by an individual who bought it in June 2020.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	508 E 2ND ST, AURELIA, IA 51005-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Legal Action/Court Order, Foreclosure · Conventional Mortgage UNITED BANK OF IOWA
Jun 22, 2020	Correction Deed · Conventional Mortgage UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20201092
Deed Book / Page	2020 / 1092
Record Updated	Oct 29, 2026

June 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	Jun 22, 2020
Property Address	508 E 2ND ST, AURELIA, IA 51005-7702
Document Number	2020/1092
Book / Page	2020 / 1092
Instrument Date	Jun 15, 2020
Instrument	2020 1092
Transaction Type	Foreclosure
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E 2ND ST, AURELIA, IA 51005-7702

Mortgage

Document Number	2020/1093
Date	Jun 22, 2020
Book Page	2020/1093
Instrument	2020 1093

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 22, 2020
Property Address	508 E 2ND ST, AURELIA, IA 51005-7702
Document Number	02020/1088
Book / Page	2020 / 1088
Instrument Date	Apr 13, 2020
Instrument	2020 1088
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1093
Date	Jun 22, 2020
Book Page	2020/1093
Instrument	2020 1093

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 508 E 2nd St was $1,520 with a homeowner's exemption, down 0.9% from the year before.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Aurelia City
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00 (-0.91%)	$130,780 (-) Land $11,030 Building $119,750	$130,780 (-) Land $11,030 Building $119,750
2025	$1,534.00 Homeowner's exemption	$130,780 Land $11,030 Building $119,750	$130,780 Land $11,030 Building $119,750
2024	$1,534.00
2023		$123,100 (+33.7%) Land $11,030 Building $112,070	$123,100 Land $11,030 Building $112,070
2022	$1,214.00 Homeowner's exemption	$92,070 Land $11,030 Building $81,040
2021			$92,070 Land $11,030 Building $81,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 E 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURELIA WATER SUPPLY serves 968 people · EPA ID IA1803079
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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