508 Cuthbertson St, Monroe, NC 28110 Property Records

Union County property record for 508 Cuthbertson St, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,358 sqft · built 1957
Lot Size0.342 acres (14,898 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2022)
Tax Bill$1,704 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-115-086

Property Details

APN / Parcel Number

Primary APN09-115-086

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,358 sqft Living Area
1st Floor Area1,142 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,898 sqft (0.342 acres)
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address508 CUTHBERTSON ST
CityMONROE
StateNC
Zip28110-3810
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#13 SUTTON HEIGHTS PB4 PG30
Legal SubdivisionSUTTON HEIGHTS 4-30
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2014
Census Tract20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address508 CUTHBERTSON ST, MONROE, NC 28110-3810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Apr 24, 2019Warranty Deed, Transfer
MURRAY FAMILY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Prior SaleApr 24, 2019 · Amount on File
Deed Document Number202238155
Deed Book / Page8607 / 610
Prior Transfer DateNov 3, 2008
Prior Transfer Doc5000704
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 14, 2022
Property Address508 CUTHBERTSON ST, MONROE, NC 28110-3810
Document Number0008607610
Book / Page8607 / 610
Map ReferenceMB 4 PG 30
Instrument DateNov 14, 2022
Instrument38155
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6262 GREYSTONE DR, 6262, MATTHEWS, NC 28104-0406

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 CUTHBERTSON ST, MONROE, NC 28110-3810

Mortgage

Document Number0000038156
DateNov 14, 2022
Instrument38156
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 24, 2019
Property Address508 CUTHBERTSON ST, MONROE, NC 28110-3810
Document Number7355657
Book / Page007355 / 000657
Instrument DateApr 24, 2019
Instrument10678
Transaction TypeTransfer
Record UpdatedJun 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 WALKUP AVE MONROE NC 281103982, MONROE, NC 28110-3982

Mortgage

Document Number7355665
DateApr 24, 2019
Book Page007355/000665
Instrument10679
Lender
NameMURRAY FAMILY LLC
Address1301 MEDLIN RD, MONROE, NC 28112-7459
Agreement
AmountAmount on Record
Term60 Months
DueApr 23, 2024

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,000 (-) Land $32,900 Building $162,100$195,000 (-) Land $32,900 Building $162,100
2025$1,704.00 (+48.43%)$195,000 (+85.19%) Land $32,900 Building $162,100$195,000 (+85.19%) Land $32,900 Building $162,100
2023$1,148.00$105,300 Land $12,900 Building $92,400$105,300 Land $12,900 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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