508 Cushing Dr, Savoy, IL 61874 Property Records

Champaign County property record for 508 Cushing Dr, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.245 acres (10,671 sqft)
Owner	Individual Name on File
Tax Bill	$6,405 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-304-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-304-001`

Exterior

Lot Area	10,671 sqft (0.245 acres)

Location & Zoning

Street Address	508 CUSHING DR
City	SAVOY
State	IL
Zip	61874-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 512 ARBOUR MEADOWS SUB NO 5
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	ARBOUR MEADOWS SUB NO 5
Legal Lot Number	512
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	3
Census Block	3010
Census Tract	1302

Owner

508 Cushing Dr is owned and occupied by an individual who acquired it in August 2015.

Source: Champaign County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	508 CUSHING DR, SAVOY, IL 61874-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015
Deed Sale	Aug 31, 2015
Deed Document Number	201516685
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 23, 2026
Property Address	508 CUSHING DR, SAVOY, IL 61874-9436
Document Number	0000009529
Instrument Date	Jun 22, 2026
Instrument	20269529
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 CUSHING DR, SAVOY, IL 61874-9436

Mortgage

Document Number	0000009529,
Date	Jun 23, 2026
Instrument	20269529

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Aug 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	508 CUSHING DR, SAVOY, IL 61874-9436
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 CUSHING DR, SAVOY, IL 61874-9436

Mortgage

Document Number	0000000322
Date	Jan 5, 2024
Instrument	2024R00322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	508 CUSHING DR, SAVOY, IL 61874-9436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006460
Date	May 7, 2019
Instrument	2019R06460

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 6, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 508 Cushing Dr was $6,405 with a homeowner's exemption, up 8.9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,405.00 (+8.91%)	$96,870 Land $22,980 Building $73,890	$290,610 Land $68,940 Building $221,670
2024	$5,881.00
2022	$5,310.00 Homeowner's exemption	$74,100 Land $17,580 Building $56,520	$222,300 Land $52,740 Building $169,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Cushing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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