508 Clover St, Cheney, WA 99004 Property Records

Spokane County property record for 508 Clover St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,160 sqft · built 1960
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on File
Tax Bill$533 (2026)
Deeds & MortgagesJan 2024 Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN13144.0308

Property Details

APN / Parcel Number

Primary APN13144.0308

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area680 sqft
2nd Floor Area740 sqft
Upper Floors Area800 sqft
Basement Area740 sqft
Finished Basement740 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialMetal
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address508 CLOVER ST
CityCHENEY
StateWA
Zip99004-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCHENEY RANGES ADD TO THE TOWN OF E1/2 L11;ALL L12 B3
Legal Range41E
Legal Township23N
Legal Section14
Legal SubdivisionCHENEY RANGES ADD
Legal Block3
Legal Lot Number11,12
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group1
Census Block1003
Census Tract14002

Owner

508 Clover St is owned and occupied by an individual who acquired it in March 2022.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address508 CLOVER ST, CHENEY, WA 99004-1448
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Commercial Mortgage
CHENEY FCU
Mar 29, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 24, 2022
Transfer Doc0007192149
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address508 CLOVER ST, CHENEY, WA 99004-1448
Transaction TypeMortgage
Record UpdatedJan 31, 2024
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 CLOVER ST, CHENEY, WA 99004-1448

Mortgage

Document Number0007329927
DateJan 24, 2024
Instrument7329927
Lender
NameCHENEY FCU
TypeCredit Union
AddressCHENEY, WA 99004
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueFeb 14, 2054

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateMar 29, 2022
Property Address508 CLOVER ST, CHENEY, WA 99004-1448
Document Number0007193495
Map ReferenceMB A PG 54
Instrument DateMar 24, 2022
Instrument7193495
Transaction TypeTransfer
Record UpdatedApr 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 508 Clover St was $533, up 13.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533.00 (+13.89%)$284,300 (+1.79%) Land $80,000 Building $204,300$284,300 (+1.79%) Land $80,000 Building $204,300
2025$468.00$279,300 (-5.86%) Land $75,000 Building $204,300$279,300 (-5.86%) Land $75,000 Building $204,300
2024$296,700 (+50.46%) Land $75,000 Building $221,700$296,700 (+50.46%) Land $75,000 Building $221,700
2023$400.00 (-38.56%)$197,200 Land $40,000 Building $157,200$197,200 Land $40,000 Building $157,200
2022$651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Clover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Clover St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 63% of Washington
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHENEY
serves 16,954 people · EPA ID WA5312400
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
1,000 / 1,000
DCI
Cable
1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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