508 Carter Rd, Goshen, IN 46526 Property Records

Elkhart County property record for 508 Carter Rd, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,813 sqft · built 1986
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,244 (2024)
Deeds & Mortgages	Oct 2019 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-21-428-025.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-21-428-025.000-015`
Alternative APN	`1121428025015`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,813 sqft Living Area
Gross Area	5,882 sqft
1st Floor Area	4,812 sqft
Upper Floors Area	1,944 sqft
Basement Area	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,343 sqft (0.467 acres)
Lot Dimensions	185 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,069 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Enclosed Porch
Porch Area	350 sqft
Patio Area	676 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	508 CARTER RD
City	GOSHEN
State	IN
Zip	46526-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CARTERS SD E1/2 LOT 15 & W 60FT LOT 14
Legal Subdivision	CARTERS
Legal Block	428
Legal Lot Number	15,14
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	2
Census Block	2022
Census Tract	400

Owner

508 Carter Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	508 CARTER RD, GOSHEN, IN 46526-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024
Deed Sale	Aug 1, 2024
Prior Sale	Jan 22, 2016 · Amount on File
Deed Document Number	202412411
Prior Transfer Date	Jan 12, 2016
Prior Transfer Doc	0000001225
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	508 CARTER RD, GOSHEN, IN 46526-5210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021415
Date	Oct 15, 2019
Instrument	2019-21415

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	ELKHART, IN 46516

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	508 CARTER RD, GOSHEN, IN 46526-5210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009853
Date	May 13, 2020
Instrument	2020-09853

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$805,500 (+13.08%) Land $19,900 Building $785,600	$805,500 (+13.08%) Land $19,900 Building $785,600
2024	$9,244.00	$712,300 (+10.64%) Land $23,400 Building $688,900	$712,300 (+10.64%) Land $23,400 Building $688,900
2023		$643,800 (+16.8%) Land $23,400 Building $620,400	$643,800 (+16.8%) Land $23,400 Building $620,400
2022	$7,654.00 Homeowner's exemption	$551,200 Land $23,400 Building $527,800	$551,200 Land $23,400 Building $527,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Surf Internet Fiber	1,000 / 1,000

May also be available: Mercury Fiber, Watch TV.

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