Chesapeake City property record for 508 Black Bear Ct, Chesapeake, VA 23323
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 1,915 sqft · built 1987 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,999 (Oct 2022) |
| Tax Bill | $3,815 (2023) |
| Deeds & Mortgages | Mar 2024 Refinance Oct 2021 Refinance + 4 more |
| APN | 0452001000410 |
| Primary APN | 0452001000410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,915 sqft Total Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 792 sqft |
| Attic | Attic |
| Attic Area | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,945 sqft (0.389 acres) |
| Lot Dimensions | 119 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 730 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 508 BLACK BEAR CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1073 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R10S: RESI |
| Legal Description | 41 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21301 |
508 Black Bear Ct is owned by two individuals who bought it in October 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 21, 2022 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Mar 9, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 13, 2021 | Gift Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 26, 2018 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 202232223 |
| Deed Book / Page | 10611 / 1771 |
| Prior Transfer Date | Oct 6, 2021 |
| Prior Transfer Doc | 010462/422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010737/566 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 10737/566 |
| Instrument | 240005922 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010462/426 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 10462/426 |
| Instrument | 210046451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 21, 2022 |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Document Number | 10611/1771 |
| Book / Page | 10611 / 1771 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 220032223 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Investor | Possibly a Property Investor |
| Document Number | 0220032224 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 220032224 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010122/22 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 10122/22 |
| Instrument | 200007423 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 13, 2021 |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Document Number | 10462/422 |
| Book / Page | 10462 / 422 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 210046450 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Document Number | 10462/426 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 10462/426 |
| Instrument | 210046451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 26, 2018 |
| Property Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Document Number | 9969/1533 |
| Book / Page | 9969 / 1533 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 180030719 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BLACK BEAR CT, CHESAPEAKE, VA 23323-1073 |
| Document Number | 180030720 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 180030720 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,400 Land $160,000 Building $251,400 | $411,400 Land $160,000 Building $251,400 | |
| 2023 | $3,815.00 | $377,800 (+8.35%) Land $130,000 Building $247,800 | $377,800 (+8.35%) Land $130,000 Building $247,800 |
| 2022 | $348,700 Land $120,000 Building $228,700 | $348,700 Land $120,000 Building $228,700 | |
| 2019 | $2,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 508 Black Bear Ct; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 508 Black Bear Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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