508 Bertie Cir, Piney Creek, NC 28663 Property Records

Alleghany County property record for 508 Bertie Cir, Piney Creek, NC 28663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Apr 2019)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3011615355`

Property Details

APN / Parcel Number

Primary APN	`3011615355`
Alternative APN	`12331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cottage
Exterior Material	Other
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Waterfront

Exterior Amenities

Deck Area	12 sqft
Shed	1 Shed
Shed Area	192 sqft
Gazebo	140 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12331
Street Address	508 BERTIE CIR
City	PINEY CREEK
State	NC
Zip	28663-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#47 FRED WEAVER
Legal Subdivision	WEAVER, FRED ESTATE
Legal Tract	47
Legal Block	159
Legal Lot Number	47
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PRATHERS CREEK
Census Block Group	2
Census Block	2071
Census Tract	950300

Owner

508 Bertie Cir is owned by two individuals who bought it in April 2019.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2131 LANTANA LN, CLOVER, SC 29710-9251
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 19, 2017	Deed of Trust, Mortgage · ARM FOUNDERS FCU
Apr 12, 2019	Warranty Deed, Transfer · ARM FOUNDERS FEDERAL CREDIT UNION
May 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2019706
Deed Book / Page	399 / 271
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Recording Date	Apr 16, 2026
Property Address	508 BERTIE CIR, PINEY CREEK, NC 28663-9019
Document Number	0000003315
Book / Page	455 / 165
Instrument Date	Apr 14, 2026
Instrument	20263315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 LANTANA LN, CLOVER, SC 29710-9251

Mortgage

Document Number	0000003315,
Date	Apr 16, 2026
Book Page	455/165
Instrument	20263315

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	508 BERTIE CIR, PINEY CREEK, NC 28663-9019
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00385/0682
Date	May 19, 2017
Book Page	385/0682
Instrument	00914

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	ELKIN, NC 28621

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Apr 12, 2019
Property Address	508 BERTIE CIR, PINEY CREEK, NC 28663-9019
Document Number	000399/271
Book / Page	399 / 271
Instrument Date	Apr 1, 2019
Instrument	706
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 FOREST RIDGE DR # DEAR, DEAR, FORT MILL, SC 29715-6426

Mortgage

Document Number	000399/274
Date	Apr 12, 2019
Book Page	399/274
Instrument	707

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2026
Index	Other

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 19, 2017
Property Address	508 BERTIE CIR, PINEY CREEK, NC 28663-9019
Document Number	00385/0679
Book / Page	0385 / 0679
Map Reference	MB 312 PG 283
Instrument Date	May 15, 2017
Instrument	00913
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 DEER FOREST DR, FORT MILL, SC 29707-7738

Tax Assessment & Valuation

The 2026 property tax bill for 508 Bertie Cir was $1,153, up 0.9% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+0.87%)	$159,100 (-) Land $31,000 Building $128,100	$159,100 Land $31,000 Building $128,100
2025	$1,143.00	$159,100 Land $31,000 Building $128,100
2023		$159,100 Land $31,000 Building $128,100	$159,100 Land $31,000 Building $128,100
2021			$159,100 Land $31,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Bertie Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Bertie Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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