McKinley County property record for 508 Apache Ct, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $3,246 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-102-088-187-024 |
| Primary APN | 2-102-088-187-024 |
|---|---|
| Alternative APN |
|
| Account Number | R205187 |
|---|---|
| Street Address | 508 APACHE CT |
| City | GALLUP |
| State | NM |
| Zip | 87301-4690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 21 & 22, BLOCK 5, TOLTEC SUB. UNIT 1 BK 18 PG 2326 4/12/02 DOC 371576 05/08/15 DOC 390998 12/04/2019 DOC 40336902/15/23 |
| Legal Subdivision | TOLTEC SUB |
| Legal Block | 5 |
| Legal Lot Number | 21-22 |
| Legal Unit | 1 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 945601 |
Source: McKinley County records · APN 2-102-088-187-024
Assessment roll updated August 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 508 APACHE CT, GALLUP, NM 87301-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Dec 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 |
| Deed Sale | Feb 15, 2023 |
| Prior Sale | Dec 04, 2019 |
| Deed Document Number | 403369 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Recording Date | Feb 15, 2023 |
| Property Address | 508 APACHE CT, GALLUP, NM 87301-4690 |
| Document Number | 0000403369 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 403369 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 508 APACHE CT, GALLUP, NM 87301-4690 |
| Document Number | 0000403370 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 403370 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Recording Date | Dec 04, 2019 |
| Property Address | 508 APACHE CT, GALLUP, NM 87301-4690 |
| Document Number | 0000390998 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 390998 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 508 APACHE CT, GALLUP, NM 87301-4690 |
| Document Number | 0000390999 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 390999 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: McKinley County records · Assessment roll updated August 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,246.00 (-5.53%) | $94,417 (+3%) Land $22,667 Building $71,750 | $283,250 (+3%) Land $68,000 Building $215,250 |
| 2024 | $3,436.00 (+8.32%) | $91,667 (+9.11%) Land $22,667 Building $69,000 | $275,000 (+9.11%) Land $68,000 Building $207,000 |
| 2023 | $3,172.00 (+3.22%) | $84,017 (+0.37%) Land $22,667 Building $61,350 | $252,050 (+0.37%) Land $68,000 Building $184,050 |
| 2022 | $3,073.00 | $83,708 Land $22,667 Building $61,041 | $251,124 Land $68,000 Building $183,124 |
Source: FEMA National Flood Hazard Layer as of February 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2013–2019) |
| Most Recent Claim | Dec 2019 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ATN International Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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