Guthrie County property record for 508 7th St, Menlo, IA 50164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,160 sqft · built 1900 |
| Lot Size | 0.581 acres (25,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Apr 2025) |
| Tax Bill | $1,860 (2022) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001274600 |
| Primary APN | 0001274600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,312 sqft (0.581 acres) |
| Lot Dimensions | 150 ft deep x 169 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 508 7TH ST |
|---|---|
| City | MENLO |
| State | IA |
| Zip | 50164-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39 E 1/2 L 11 & L12-13- 14 & W 1/4 L 15 BLK 39 |
| Legal Subdivision | TOWN OF MENLO |
| Legal Block | 39 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | BEAVER |
| Census Block Group | 1 |
| Census Block | 1223 |
| Census Tract | 950300 |
508 7th St is owned and occupied by an individual who bought it in April 2025.
Source: Guthrie County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED BANK OF IOWA |
| Apr 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Apr 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Oct 30, 2023 | Intrafamily Transfer, Transfer |
| Oct 30, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Jul 23, 2013 · Amount on File |
| Deed Document Number | 2025940 |
| Prior Transfer Date | Oct 27, 2023 |
| Prior Transfer Doc | 0020232318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 411 N WESTERN ST, STUART, IA 50250-3016 |
| Document Number | 0020240260 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024-0260 |
| Name | UNITED BANK OF IOWA |
|---|---|
| Type | Bank |
| Address | IDA GROVE, IA 51445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 10, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020250942 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025-0942 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Apr 30, 2025 |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Document Number | 0020250940 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025-0940 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Document Number | 0020250941 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025-0941 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Margin | 2 |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Oct 30, 2023 |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Document Number | 0020232318 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023-2318 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 N WESTERN ST, STUART, IA 50250-3016 |
| Mail Care Of | LYLE J PEASLEY |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Oct 30, 2023 |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Document Number | 0020232317 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023-2317 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 N WESTERN ST, STUART, IA 50250-3016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Oct 5, 2017 |
| Property Address | 508 7TH ST, MENLO, IA 50164-1002 |
| Document Number | 02017/2403 |
| Book / Page | 2017 / 2403 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 2017-2403 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 N WESTERN ST, STUART, IA 50250-3016 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Menlo City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,100 (-) Land $24,600 Building $119,500 | $144,100 (-) Land $24,600 Building $119,500 | |
| 2025 | $144,100 Land $24,600 Building $119,500 | $144,100 Land $24,600 Building $119,500 | |
| 2023 | $127,100 Land $13,200 Building $113,900 | $127,100 Land $13,200 Building $113,900 | |
| 2022 | $1,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 508 7th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2019) |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 508 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Co-op Telephone Association Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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