508 5th St, Ludington, MI 49431 Property Records

Mason County property record for 508 5th St, Ludington, MI 49431

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,560 sqft · built 1910
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$79,000 (Sep 2002)
Tax Bill$136 (2025)
Flood ZoneZone X (minimal risk)
APN051-433-002-00

Property Details

APN / Parcel Number

Primary APN051-433-002-00

Interior

Full Baths1 Bath
Building Area1,560 sqft Living Area
1st Floor Area920 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address508 5TH ST
CityLUDINGTON
StateMI
Zip49431-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITION NO. 2 LOT 2 BLOCK 113.
Legal SubdivisionADDITION NO. 2
Legal Block113
Legal Lot Number2
JurisdictionMASON MI
Township / Civil DivisionLUDINGTON
Census Block Group3
Census Block3048
Census Tract950500

Owner

508 5th St is owned and occupied by an individual who bought it in September 2002.

Source: Mason County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address508 5TH ST, LUDINGTON, MI 49431-2626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2002 · Amount on File
Deed SaleSep 12, 2002 · Amount on File
Deed Book / Page540 / 180
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 508 5th St was $136 with a homeowner's exemption, down 92.4% from the year before.

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMason County
MunicipalityLudington City
Unified School DistrictLudington Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,900 Land $79,900$159,800
2025$136.00 (-92.4%) Homeowner's exemption
2024$1,790.00
2023$60,500 Land $60,500$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1986–1990)
Most Recent ClaimSep 1990 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDINGTON
serves 8,184 people · EPA ID MI0003960
Water SourceSurface water
Last State InspectionOct 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 5th St

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