508 4th St SW, Saint Michael, MN 55376 Property Records

Wright County property record for 508 4th St SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,090 sqft · built 1993
Lot Size	0.295 acres (12,881 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,626 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`114-057-002010`

Property Details

APN / Parcel Number

Primary APN	`114-057-002010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,881 sqft (0.295 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	508 4TH ST SW
City	SAINT MICHAEL
State	MN
Zip	55376-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 5TH ADDN LOT-001 BLOCK-002 2
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 5TH ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1014
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 4TH ST SW, SAINT MICHAEL, MN 55376-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANKWEST
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit BANKWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	508 4TH ST SW, SAINT MICHAEL, MN 55376-9623
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 4TH ST SW ST, SAINT MICHAEL, MN 55376

Mortgage

Document Number	00A1531238
Date	May 24, 2023
Instrument	A1531238

Lender

Name	BANKWEST
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	508 4TH ST SW, SAINT MICHAEL, MN 55376-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001381164
Date	Oct 4, 2018
Instrument	1381164

Lender

Name	BANKWEST
Type	Bank
Address	ROCKFORD, MN 55373

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,626.00 (+5.53%)	$333,800 (+3.73%) Land $102,000 Building $231,800	$333,800 (+3.73%) Land $102,000 Building $231,800
2025		$321,800 (-0.37%) Land $102,000 Building $219,800	$321,800 (-0.37%) Land $102,000 Building $219,800
2023	$3,436.00 (+3.68%)	$323,000 Land $98,300 Building $224,700	$323,000 Land $98,300 Building $224,700
2022	$3,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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