508 2nd Ave NE, Waverly, IA 50677 Property Records

Bremer County property record for 508 2nd Ave NE, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,151 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jan 2021)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-205-002`

Property Details

APN / Parcel Number

Primary APN	`09-02-205-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	1,088 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	508 2ND AVE NE
City	WAVERLY
State	IA
Zip	50677-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-91-14 CRETZMEYER N 1/2 LOT 3 BLK 26
Legal Range	14W
Legal Township	91N
Legal Section	02
Legal Subdivision	CRETZMEYER'S ADD
Legal Block	26
Legal Lot Number	3
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1009
Census Tract	4100

Owner

508 2nd Ave NE is owned and occupied by two individuals who bought it in January 2021.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 2ND AVE NE, WAVERLY, IA 50677-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Re-recorded Document · USDA Mortgage GREENSTATE CU
Oct 24, 2023	Warranty Deed, Transfer · USDA Mortgage GREENSTATE CU
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	2021181
Record Updated	Oct 29, 2026

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BREMER IA
Recording Date	Oct 25, 2023
Property Address	508 2ND AVE NE, WAVERLY, IA 50677-1722
Document Number	0020233012
Instrument Date	Oct 12, 2023
Instrument	20233012
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 2ND AVE NE, WAVERLY, IA 50677-1722

Mortgage

Document Number	0020233013
Date	Oct 25, 2023
Instrument	20233013

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 24, 2023
Property Address	508 2ND AVE NE, WAVERLY, IA 50677-1722
Document Number	0020233002
Instrument Date	Oct 12, 2023
Instrument	20233002
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 2ND AVE NE, WAVERLY, IA 50677-1722

Mortgage

Document Number	0020233003
Date	Oct 24, 2023
Instrument	20233003

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Jan 13, 2021
Property Address	508 2ND AVE NE, WAVERLY, IA 50677-1722
Document Number	0020210181
Instrument Date	Dec 17, 2020
Instrument	20210181
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 2ND AVE NE, WAVERLY, IA 50677-1722

Mortgage

Document Number	0020210182
Date	Jan 13, 2021
Instrument	20210182

Lender

Name	VERIDIAN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 508 2nd Ave NE was $2,774 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00 Homeowner's exemption	$171,100 Land $18,740 Building $152,360	$171,100 Land $18,740 Building $152,360
2023		$125,740 Land $16,400 Building $109,340	$125,740 Land $16,400 Building $109,340
2022	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	46 (1979–2016)
Claims Outside the SFHA	4 of 46
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 2nd Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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