5078 E St, Sacramento, CA 95819 Property Records

Sacramento County property record for 5078 E St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,698 sqft · built 2020
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Company Names on Record
Last Sale	$1,740,000 (Dec 2025)
Tax Bill	$17,191 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`004-0360-002-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0360-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	2,028 sqft
2nd Floor Area	670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5078 E ST
City	SACRAMENTO
State	CA
Zip	95819-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	SUTTER PARK NEIGHBORHOOD, LOT 2, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	SUTTER PARK NEIGHBORHOOD
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5078 E ST, SACRAMENTO, CA 95819-2944
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Aug 28, 2020	Grant Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Book / Page	20251202 / 1283
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 2, 2025
Property Address	5078 E ST, SACRAMENTO, CA 95819-2944
Document Number	0000001283
Map Reference	MB 407
Instrument Date	Nov 18, 2025
Instrument	202512021283
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5078 E ST, SACRAMENTO, CA 95819-2944

Mortgage

Document Number	0000001284
Date	Dec 2, 2025
Instrument	202512021284

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 28, 2020
Property Address	5078 E ST, SACRAMENTO, CA 95819-2944
Document Number	2008282162
Instrument Date	Aug 24, 2020
Instrument	2008282162
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2528 VILLA TERRACE LN SACRAMENTO CA 958258238, SACRAMENTO, CA 95825-8238

Mortgage

Document Number	2008282163
Date	Aug 28, 2020
Instrument	2008282163

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,740,000 (+29.05%) Land $450,000 Building $1,290,000
2025	$17,191.00 (+0.84%)	$1,348,281 (+4.04%) Land $454,621 Building $893,660
2024	$17,047.00 (+2.27%)
2023	$16,669.00 (+1.54%)	$1,295,927 Land $436,968 Building $858,959
2022	$16,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	9 (1983–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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