5077 Topaz St, Jackson, MI 49201 Property Records

Jackson County property record for 5077 Topaz St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2003
Lot Size	0.357 acres (15,551 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 2021)
Tax Bill	$4,411 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-10-480-093-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-10-480-093-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	140 ft deep x 111 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5077 TOPAZ ST
City	JACKSON
State	MI
Zip	49201-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 205 STONEGATE FARMS NO 2
Legal Subdivision	STONEGATE FARMS SUBDIVISION NO 2
Legal Lot Number	205
Legal Unit	205
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	1
Census Block	1005
Census Tract	5602

Owner

5077 Topaz St is owned and occupied by an individual who bought it in December 2021.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 28, 2022	Intrafamily Transfer, Transfer MICHIGAN LAND TITLE
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	20212902948
Deed Book / Page	2202 / 1158
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	0002538389
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5077 TOPAZ ST, JACKSON, MI 49201-8145

Mortgage

Document Number	0002913487
Date	Apr 27, 2022
Book Page	2210/1297
Instrument	2913487

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Feb 28, 2022
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Document Number	0002907446
Book / Page	2206 / 456
Map Reference	LB 31 PG 28-30
Instrument Date	Feb 22, 2022
Instrument	2907446
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MICHIGAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5077 TOPAZ ST, JACKSON, MI 49201-8145

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 30, 2021
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Document Number	0002902948
Book / Page	2202 / 1158
Map Reference	LB 31 PG 28-30
Instrument Date	Dec 28, 2021
Instrument	2902948
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5077 TOPAZ ST, 5077, JACKSON, MI 49201-8145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3395 PICKETT RD, PARMA, MI 49269-9320

Mortgage

Document Number	0022021159
Date	Dec 30, 2021
Instrument	2202-1159

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5077 TOPAZ ST, JACKSON, MI 49201-8145

Mortgage

Document Number	0002899891
Date	Nov 22, 2021
Book Page	2200/701
Instrument	2899891

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002832416
Date	Sep 24, 2019
Book Page	2148/0827
Instrument	2832416

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002863524
Date	Oct 28, 2020
Book Page	2172/735
Instrument	2863524

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 13, 2019
Property Address	5077 TOPAZ ST, JACKSON, MI 49201-8145
Document Number	0002814946
Book / Page	2135 / 0258
Map Reference	LB 31 PG 28-30
Instrument Date	Feb 8, 2019
Instrument	2814946
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5077 TOPAZ ST, 5077, JACKSON, MI 49201-8145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BURR OAK DR, SPRING ARBOR, MI 49283-9728

Mortgage

Document Number	0002814947
Date	Feb 13, 2019
Instrument	2814947

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,950 (+4.46%)	$285,900 (+4.46%)
2025		$136,850	$273,700
2024	$4,411.00
2023		$125,400	$250,800
2022	$3,986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5077 Topaz St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5077 Topaz St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Topaz St

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