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5076 Dobson Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 5076 Dobson Rd, Jay, FL 32565 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,500 sqft Living Area
Lot Size219,978 sqft (5.05 acres)
OccupancyOwner Occupied
Last Sale$100 (2016)
Tax Bill$2,762.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-5N-29-0000-00110-0000
Alternative APN
  • N295140000001100000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,500 sqft Living Area
Gross Area3,576 sqft Gross Area
1st Floor2,500 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area219,978 sqft (5.05 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Porch Area500 sqft Porch
Pole Structure1 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5076 DOBSON RD
CityJAY
StateFL
Zip32565-3006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NW CORN OF NW4 OF NW4 OF SW4 THN S87*2331E 1005.86 FT TO POB & CONT 366.3 FT THN S0* 3434W 573.69 FT TO N R/W OF DOBSON RD THN S85*54W ON R/W 367.29 FT THN N0*3434E 616. 62 FT TO POB AS DES IN OR 3604 PG 872
Legal Range29W
Legal Township5N
Legal Section14
Legal SubdivisionMARSHALL ESTATES
Legal Lot Number23
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup3
Census Block3010
Census Tract10100

Owner

Source: Santa Rosa County records · APN 14-5N-29-0000-00110-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5076 DOBSON RD, JAY, FL 32565-3006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jan 19, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
PEN AIR FEDERAL CREDIT UNION
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU
Dec 21, 2018Loan Modification, Mortgage
PEN AIR FCU
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SANTA ROSA CNTY FCU
Mar 06, 2017Warranty Deed, Transfer
PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2016 · Amount on Record
Deed SaleMay 01, 2016 · Amount on Record
Deed Book / Page3527 / 749
Last Transfer DateMay 14, 2016
Transfer Doc0035270749
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5076 JOBSON RD, JAY, FL 32565

Mortgage

Document Number0043241505
DateSep 08, 2022
Book Page4324/1505
Instrument202252237
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036950917
DateJan 19, 2018
Book Page3695/0917
Instrument201802244
Lender
NamePEN AIR FEDERAL CREDIT UNION
TypeNon-Lending Institution
AddressPENSACOLA, FL 32514
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term373 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateFeb 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038830648
DateOct 23, 2019
Book Page3883/0648
Instrument201947795
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Document Number0037930178
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5076 DOBSON RD JAY FL 32565, JAY, FL 32565

Mortgage

Document Number0037930178
DateDec 27, 2018
Book Page003793/000178
Instrument54549
Lender
NamePEN AIR FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2048
Interest
Rate4.37%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 15, 2018
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Document Number0037740001
Book / Page003774 / 000001
Instrument DateOct 11, 2018
Instrument44154
Transaction TypeTransfer
Record UpdatedDec 05, 2018
Title CompanyCLEAR TITLE/NW FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7990 HIGHWAY 89 MILTON FL 325709045, MILTON, FL 32570-9045

Mortgage

Document Number37740004
DateOct 15, 2018
Book Page003774/000004
Instrument44155
Lender
NameSANTA ROSA CNTY FCU
TypeCredit Union
AddressMILTON, FL 32572
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueOct 14, 2033

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 06, 2017
Property Address5076 DOBSON RD, JAY, FL 32565-3006
Document Number0036040872
Book / Page003604 / 000872
Instrument DateFeb 22, 2017
Instrument8741
Transaction TypeTransfer
Record UpdatedMar 13, 2017
Title CompanyPARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$231.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5075 DOBSON RD JAY FL 325653007, JAY, FL 32565-3007

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,180 (+2.9%)$332,541 (+1.51%) Land $40,400 Building $292,141
2024$2,762.00 (+3.91%) Homeowner's exemption$266,453 (+4.97%)$327,583 (+3.77%) Land $40,400 Building $287,183
2023$2,658.00 (+2.31%) Homeowner's exemption$253,838 (+3%)$315,669 (+4.02%) Land $36,360 Building $279,309
2022$2,598.00 Homeowner's exemption$246,445$303,468 Land $24,240 Building $279,228

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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