5076 Caldwell St, Spring Hill, FL 34606 Property Records

Hernando County property record for 5076 Caldwell St, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,984 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Nov 2002)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0253-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0253-0060`
Alternative APNs	`00476210` `476210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	1,672 sqft
Deck Area	56 sqft
Patio Area	344 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00476210
Street Address	5076 CALDWELL ST
City	SPRING HILL
State	FL
Zip	34606-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 253 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	31
Legal Subdivision	SPRING HILL UN 5
Legal Block	253
Legal Lot Number	6
Legal Unit	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3054
Census Tract	41401

Owner

5076 Caldwell St is owned and occupied by two individuals who bought it in November 2002.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5076 CALDWELL ST, SPRING HILL, FL 34606-5308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 28, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2002 · Amount on File
Deed Sale	Nov 4, 2002 · Amount on File
Prior Sale	Dec 9, 1996 · Amount on File
Deed Document Number	0159000322
Deed Book / Page	01099 / 00261
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5076 CALDWELL ST, SPRING HILL, FL 34606-5308
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5076 CALDWELL ST, SPRING HILL, FL 34606-5308

Mortgage

Document Number	0044110516
Date	Apr 22, 2024
Book Page	4411/516
Instrument	2024021689

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	5076 CALDWELL ST, SPRING HILL, FL 34606-5308
Document Number	0034870392
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5076 CALDWELL ST SPRING HILL FL 346065308, SPRING HILL, FL 34606-5308

Mortgage

Document Number	0034870392
Date	Jul 11, 2017
Book Page	003487/000392
Instrument	39315

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5076 Caldwell St was $1,022 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 Additional exemption filed	$111,093	$285,422 Land $38,125 Building $247,297
2023		$104,817 (+3%) Land $104,817
2022	$991.00 Homeowner's exemption	$101,764	$254,773 Land $35,000 Building $219,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5076 Caldwell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5076 Caldwell St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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