5075 Small Gains Way, Frederick, MD 21703 Property Records

Frederick County property record for 5075 Small Gains Way, Frederick, MD 21703

Property Summary

Property Type	Condominium
Details	built 2013
Lot Size	0.067 acres (2,915 sqft)
Owner	2 Individual Names on File
Last Sale	$279,950 (Oct 2013)
Tax Bill	$4,043 (2024)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-589855`

Property Details

APN / Parcel Number

Primary APN	`23-589855`
Alternative APN	`589855`

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	2,915 sqft (0.067 acres)

Location & Zoning

Account Number	589855
Street Address	5075 SMALL GAINS WAY
City	FREDERICK
State	MD
Zip	21703-7350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5075 PHASE 2005 2,915 SQ FT LINTON AT BALLENGER COND
Legal Subdivision	LINTON/BALLENGER CONDO PH 2005
Legal Phase	2,2005
Legal Unit	5075
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2013
Census Tract	752303

Owner

5075 Small Gains Way, a condominium, is owned by two individuals who acquired it in September 2015.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22233 FULMER AVE, CLARKSBURG, MD 20871-3462
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2013 · Amount on File
Deed Sale	Oct 2, 2013 · Amount on File
Deed Book / Page	9792 / 275
Last Transfer Date	Sep 25, 2015
Transfer Doc	0107880042
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5075 SMALL GAINS WAY, FREDERICK, MD 21703-7350
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135070145
Date	Feb 5, 2020
Book Page	13507/0145

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,333	$380,000 Land $115,000 Building $265,000
2024	$4,043.00 (+12.18%)
2023	$3,604.00	$300,000 Land $75,000 Building $225,000	$300,000 Land $75,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5075 Small Gains Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5075 Small Gains Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20