5075 Moss Hammock Trl, Sebring, FL 33872 Property Records

Highlands County property record for 5075 Moss Hammock Trl, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,584 sqft · built 2022
Lot Size	0.365 acres (15,900 sqft)
Owner	Individual Name on Record
Last Sale	$353,500 (Nov 2022)
Tax Bill	$4,318 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-100-0000-0440`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-100-0000-0440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,584 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,900 sqft (0.365 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Type	Finished
Garage Area	446 sqft
Driveway	Driveway
Driveway Area	784 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5075 MOSS HAMMOCK TRL
City	SEBRING
State	FL
Zip	33872-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOSS HAMMOCK PB 16 PG 88 LOT 44
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	MOSS HAMMOCK
Legal Lot Number	44
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5075 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 1, 2022	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	2123451
Deed Book / Page	2941 / 150
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 9, 2022
Property Address	5075 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Document Number	0002123451
Book / Page	2941 / 150
Map Reference	MB 16 PG 88
Instrument Date	Nov 4, 2022
Instrument	2123451
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,474.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404

Mortgage

Document Number	0002941151
Date	Nov 9, 2022
Instrument	2941/151

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 1, 2022
Property Address	5075 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Document Number	0002097285
Book / Page	2909 / 398
Map Reference	MB 16 PG 88
Instrument Date	May 31, 2022
Instrument	2097285
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,957 (+3.66%)	$347,047 (+3.99%) Land $45,000 Building $302,047
2024	$4,318.00 (-0.83%)
2023	$4,354.00 (+635.47%) Homeowner's exemption	$333,746 (+1,012.49%) Land $30,000 Building $303,746	$333,746 (+1,012.49%) Land $30,000 Building $303,746
2022	$592.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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