Shiawassee County property record for 5075 Lake Dr, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.479 acres (20,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,500 (Feb 2021) |
| Tax Bill | $4,698 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-44-006-000 |
| Primary APN | 010-44-006-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,877 sqft (0.479 acres) |
|---|
| Street Address | 5075 LAKE DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORREST HILLS SUBDIVISION BENNINGTON TWP LOT 6 & LOT 5 EX COM AT SE COR OF LOT 6 NW'LY ALG N'LY LN OF LAKE DRIVE & ON CURVE T |
| Legal Subdivision | FORREST HILLS SUB |
| Legal Lot Number | E,6,5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 31401 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5075 LAKE DR, OWOSSO, MI 48867-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional with PMI MID AMERICA MTG |
| Aug 29, 2019 | Quit Claim Deed, Transfer LIBERTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Oct 14, 2014 · Amount on Record |
| Deed Document Number | 20213342215 |
| Deed Book / Page | 1278 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 5075 LAKE DR, OWOSSO, MI 48867-9739 |
| Document Number | 0012780468 |
| Book / Page | 1278 / 468 |
| Map Reference | MB 12 PG 209 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 3342215 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SARGENTS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,088.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5075 LAKE DR, 5075, OWOSSO, MI 48867-9739 |
| Name | Verified Name |
|---|---|
| Address | 1010 GRINDLE DR, LOWELL, MI 49331-9370 |
| Document Number | 3342216 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 3342216 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 29, 2019 |
| Property Address | 5075 LAKE DR, OWOSSO, MI 48867-9739 |
| Document Number | 0012600558 |
| Book / Page | 001260 / 000558 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 3324122 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5495 E COLDWATER RD FLINT MI 485064509, FLINT, MI 48506-4509 |
| Document Number | 12600559 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 001260/000559 |
| Instrument | 3324123 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 29, 2019 |
| Property Address | 5075 LAKE DR, OWOSSO, MI 48867-9739 |
| Document Number | 0012600557 |
| Book / Page | 001260 / 000557 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 3324121 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5075 LAKE DR OWOSSO MI 488679739, OWOSSO, MI 48867-9739 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,100 (+10.9%) | $362,200 (+10.9%) | |
| 2025 | $4,698.00 (+0.19%) Homeowner's exemption | $163,300 (+1.3%) | $326,600 (+1.3%) |
| 2024 | $4,689.00 (+2.6%) | ||
| 2023 | $4,570.00 Homeowner's exemption | $161,200 | $322,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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