5075 Bullis Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5075 Bullis Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,908 sqft · built 2003
Lot Size	2.05 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (May 2016)
Tax Bill	$7,619 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`97686`

Property Details

APN / Parcel Number

Primary APN	`97686`
Alternative APN	`172631000000840000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,908 sqft Heated Area
Gross Area	6,216 sqft
1st Floor Area	3,908 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.05 acres)
Lot Dimensions	455 ft deep x 197 ft wide
Garage Type	Finished
Garage Area	864 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	688 sqft
Deck Area	784 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	97686
Street Address	5075 BULLIS RD
City	SAINT CLOUD
State	FL
Zip	34772-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	COM AT SW COR OF NE 1/4 OF NW 1/4, S 15 FT, E 286.89 FT TO POC, CURVE TO RT, RAD 243.44 FT, ELY ALONG CURVE 153.99 FT, S 54
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	WATERFRONT LIVE OAK LAKE
Legal Tract	4
Legal Block	84
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5075 BULLIS RD, SAINT CLOUD, FL 34772-7545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Prior Sale	Apr 18, 2002 · Amount on Record
Deed Document Number	2016073441
Deed Book / Page	4960 / 1487
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5075 BULLIS RD, SAINT CLOUD, FL 34772-7545
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056132038
Date	Oct 29, 2019
Book Page	5613/2038
Instrument	2019139825

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5075 BULLIS RD, SAINT CLOUD, FL 34772-7545
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 BULLIS RD, SAINT CLOUD, FL 34772-7545

Mortgage

Document Number	0060221010
Date	Aug 13, 2021
Book Page	6022/1010
Instrument	2021125766

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,619.00 (+6.29%) Homeowner's exemption	$539,406 (+5.99%)	$666,000 (+2.37%) Land $170,000 Building $496,000
2023	$7,168.00 (+3.57%) Homeowner's exemption	$508,937 (+3%)	$650,600 (+24.68%) Land $165,000 Building $485,600
2022	$6,921.00 Homeowner's exemption	$494,114	$521,800 Land $165,000 Building $356,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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