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5075 Arrapahoe St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5075 Arrapahoe St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,070 sqft · built 1994
Lot Size0.525 acres (22,869 sqft)
OwnerIndividual Name on File
Tax Bill$4,726 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN91162

Property Details

APN / Parcel Number

Primary APN91162
Alternative APN
  • 172531426002200010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,070 sqft Heated Area
Gross Area1,700 sqft
1st Floor Area1,070 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,869 sqft (0.525 acres)
Lot Dimensions133 ft deep x 88 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91162
Street Address5075 ARRAPAHOE ST
CitySAINT CLOUD
StateFL
Zip34771-7604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 220 LOTS 1 & 10, W 1/2 VAC 10TH AVE AND VAC ALLEY ABUTTING LOTS 1 & 10
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block220
Legal Lot Number1,10 10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 91162

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5075 ARRAPAHOE ST, SAINT CLOUD, FL 34771-7604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 06, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2024
Deed SaleAug 23, 2024
Prior Transfer DateDec 06, 2017
Prior Transfer Doc2017173027
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5075 ARRAPAHOE ST, SAINT CLOUD, FL 34771-7604
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5075 ARRAPAHOE ST, SAINT CLOUD, FL 34771-7604

Mortgage

Document Number0062822694
DateSep 08, 2022
Book Page6282/2694
Instrument2022137130
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 06, 2017
Property Address5075 ARRAPAHOE ST, SAINT CLOUD, FL 34771-7604
Document Number0052490881
Book / Page005249 / 000881
Instrument DateNov 29, 2017
Instrument173027
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1113 SKYLINE DR TOCCOA GA 305775971, TOCCOA, GA 30577-5971

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,726.00 (+241.97%)$289,700 (+176.79%) Land $71,500 Building $218,200$289,700 (+24.02%) Land $71,500 Building $218,200
2023$1,382.00 (-3.69%) Homeowner's exemption Disabled Person's exemption Widower's exemption$104,664 (+3%)$233,600 (+13.23%) Land $66,000 Building $167,600
2022$1,435.00 Homeowner's exemption$101,616$206,300 Land $66,000 Building $140,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
293 of 330 on primary residences
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Ian (Oct 2022), 2 claims
  • Hurricane Ian (Sep 2022), 5 claims
  • Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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