5074 Otisco St, Belding, MI 48809 Property Records

Ionia County property record for 5074 Otisco St, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	1 ba · 825 sqft · built 1959
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Dec 2017)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13008000004500`

Property Details

APN / Parcel Number

Primary APN	`13008000004500`
Alternative APN	`34-130-080-000-045-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	802 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	356 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5074 OTISCO ST
City	BELDING
State	MI
Zip	48809-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MT. VERNON LOTS 22 & 23 SEC 21-8-8
Legal Range	08
Legal Township	08
Legal Section	21
Legal Subdivision	MT VERNON
Legal Lot Number	22-23
Jurisdiction	IONIA MI
Township / Civil Division	OTISCO
Census Block Group	2
Census Block	2012
Census Tract	30402

Owner

Source: Ionia County records · APN 13008000004500

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5074 OTISCO ST, BELDING, MI 48809-9271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage INLANTA MORTGAGE INC
Dec 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Nov 13, 2013 · Amount on Record
Deed Book / Page	648 / 7346
Prior Transfer Date	May 07, 2004
Prior Transfer Doc	0580007898
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	5074 OTISCO ST, BELDING, MI 48809-9271
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000648/0000007349
Date	Dec 28, 2017
Book Page	0000000648/0000007349

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Dec 28, 2017
Property Address	5074 OTISCO ST, BELDING, MI 48809-9271
Document Number	648/7346
Book / Page	648 / 7346
Instrument Date	Dec 27, 2017
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 DAWES CT SE, GRAND RAPIDS, MI 49508-3742

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Otisco Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (+4.86%) Land $10,500 Building $65,000	$151,000 (+4.86%) Land $21,000 Building $130,000
2025	$1,741.00 Homeowner's exemption	$72,000 (+24.35%) Land $10,500 Building $61,500	$144,000 (+24.35%) Land $21,000 Building $123,000
2023		$57,900 Land $8,100 Building $49,800	$115,800 Land $16,200 Building $99,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), as of January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless	200 / 50

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Otisco St

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