St. Louis County property record for 5074 Arnold Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,476 sqft · built 1969 |
| Lot Size | 7.76 acres (338,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Sep 2023) |
| Tax Bill | $4,408 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02670 |
| Primary APN | 520-0016-02670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Gross Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 338,026 sqft (7.76 acres) |
| Garage Area | 264 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1154942 |
|---|---|
| Street Address | 5074 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 OF NW1/4 OF NW1/4 EX N 209 FT OF W 209FT & EX S 206.03 FT OF N 531.03 FT OF W 250FT & EX N1/2 OF NE1/4 & EX S1/2 OF E1/2 |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 26 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0016-02670
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5074 ARNOLD RD, DULUTH, MN 55803-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage HERMANTOWN FCU |
| Oct 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Oct 13, 2022 · Amount on Record |
| Deed Document Number | 20231072462 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 0001021005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 19, 2023 |
| Property Address | 5074 ARNOLD RD, DULUTH, MN 55803-9301 |
| Document Number | 0001072462 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 1072462 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5074 ARNOLD RD, DULUTH, MN 55803-9301 |
| Investor | Possibly a Property Investor |
| Document Number | 0001072463 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 1072463 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 14, 2022 |
| Property Address | 5074 ARNOLD RD, DULUTH, MN 55803-9301 |
| Document Number | 0001062446 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 1062446 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $151.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5067 CARLSON RD, DULUTH, MN 55803-1104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5074 ARNOLD RD, DULUTH, MN 55803-9301 |
| Document Number | 00T1002962 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5074 ARNOLD RD DULUTH MN 558039301, DULUTH, MN 55803-9301 |
| Document Number | 00T1002962 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | T1002962 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,408.00 (+3.77%) Homeowner's exemption | ||
| 2025 | $4,248.00 (+0.71%) Homeowner's exemption | $344,500 (+0.2%) Land $99,900 Building $244,600 | $344,500 (+0.2%) Land $99,900 Building $244,600 |
| 2024 | $343,800 (+15.49%) Land $99,200 Building $244,600 | $343,800 (+15.49%) Land $99,200 Building $244,600 | |
| 2023 | $4,218.00 | ||
| 2022 | $297,700 Land $93,900 Building $203,800 | $297,700 Land $93,900 Building $203,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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