5073 Black Oak Rd, Concord, CA 94521 Property Records

Contra Costa County property record for 5073 Black Oak Rd, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1960
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Trust Names on File
Last Sale	$568,000 (Feb 2006)
Tax Bill	$9,578 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-142-002-4`

Property Details

APN / Parcel Number

Primary APN	`133-142-002-4`
Alternative APN	`133-142-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,103 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Block
Construction Type	Frame
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5073 BLACK OAK RD
City	CONCORD
State	CA
Zip	94521-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 2733 LOT 32 EX MR
Legal Subdivision	HILLBROOK MANOR
Legal Tract	2733
Legal Lot Number	32
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	334008

Owner

5073 Black Oak Rd is owner-occupied and held in a trust since November 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2006 · Amount on File
Deed Sale	Feb 27, 2006 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	200659553
Last Transfer Date	Nov 30, 2016
Transfer Doc	0000268380
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113146
Date	Jul 17, 2018
Instrument	2018-113146

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113145
Date	Jul 17, 2018
Instrument	2018-113145

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141553
Date	Aug 30, 2019
Instrument	2019-141553

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5073 BLACK OAK RD, CONCORD, CA 94521-4516

Mortgage

Document Number	0000317240
Date	Dec 17, 2020
Instrument	2020-317240

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5073 Black Oak Rd was $9,578.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$791,723 (+2%) Land $529,678 Building $262,045
2025	$9,578.00	$776,200 Land $519,293 Building $256,907
2023	$9,170.00 (+1.26%)	$746,061 Land $499,129 Building $246,932
2022	$9,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5073 Black Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5073 Black Oak Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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