5071 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 5071 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,631 sqft · built 1994
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$722,500 (Feb 2022)
Tax Bill	$12,206 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1456-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1456-6`
Alternative APNs	`03-28-16-19688-001-0600` `281603196880010600` `162803196880010600` `R21052`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,631 sqft Living Area
Gross Area	3,697 sqft
1st Floor Area	2,631 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,443 sqft (0.263 acres)
Lot Dimensions	138 ft deep x 84 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21052
Street Address	5071 CROSS POINTE DR
City	OLDSMAR
State	FL
Zip	34677-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 1, LOT 60
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	60
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Feb 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PREFERRED LENDING SERVICES LLC
Sep 22, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202232951
Deed Book / Page	21914 / 2014
Prior Transfer Date	Sep 2, 2015
Prior Transfer Doc	0189091066
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214

Mortgage

Document Number	0223411957
Date	Feb 10, 2023
Book Page	22341/1957
Instrument	2023035322

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214

Mortgage

Document Number	0212330558
Date	Oct 29, 2020
Book Page	21233/558
Instrument	2020326360

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company
Address	LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2022
Property Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214
Document Number	0219142014
Book / Page	21914 / 2014
Map Reference	MB 106 PG 49
Instrument Date	Jan 18, 2022
Instrument	2022032951
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,057.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214

Mortgage

Document Number	0219142016
Date	Feb 1, 2022
Instrument	21914/2016

Lender

Name	PREFERRED LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 22, 2021
Property Address	5071 CROSS POINTE DR, OLDSMAR, FL 34677-5214
Document Number	0217260911
Book / Page	21726 / 911
Map Reference	MB 106 PG 49
Instrument Date	Sep 21, 2021
Instrument	2021309928
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,967.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5071 CROSS POINTE DR, 5071, OLDSMAR, FL 34677-5214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,206.00 (+4.19%) Homeowner's exemption	$710,544 (+3.29%)	$738,855 (+7.41%) Land $148,999 Building $589,856
2023	$11,715.00 (+6.89%) Homeowner's exemption	$687,909 (+14.56%)	$687,909 (+14.56%) Land $210,920 Building $476,989
2022	$10,960.00	$600,472	$600,472 Land $242,329 Building $358,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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