5070 Royston Loop, Memphis, TN 38125 Property Records

Shelby County property record for 5070 Royston Loop, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 4 ba · 4,496 sqft · built 2006
Lot Size	0.53 acres (23,068 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2026)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-256L-B0-0007`

Property Details

APN / Parcel Number

Primary APN	`D0-256L-B0-0007`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,496 sqft Living Area
Gross Area	5,176 sqft
1st Floor Area	2,184 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	23,068 sqft (0.53 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5070 ROYSTON LOOP
City	MEMPHIS
State	TN
Zip	38125-2946
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	SS ROYSTON LOOP SEE MAP GRID# 231 A
Legal Subdivision	PEMBERTON MEADOWS PD
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	2
Census Block	2015
Census Tract	21547

Owner

5070 Royston Loop, a planned unit development, is owned and occupied by an individual who bought it in March 2026.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5070 ROYSTON LOOP, MEMPHIS, TN 38125-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · VA Mortgage WEST ONE CAPITAL GROUP INC
Mar 16, 2026	Warranty Deed, Transfer · VA Mortgage NATIONS LENDING CORP
Jun 25, 2018	Deed of Trust, Mortgage · Conventional with PMI INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Oct 13, 2006 · Amount on File
Deed Document Number	202620189
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	0000168545
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5070 ROYSTON LOOP, MEMPHIS, TN 38125-2946
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022080469
Date	Jul 19, 2022
Instrument	22080469

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 16, 2026
Property Address	5070 ROYSTON LOOP, MEMPHIS, TN 38125-2946
Document Number	0026020189
Map Reference	MB 222 PG 20
Instrument Date	Feb 27, 2026
Instrument	26020189
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 ROYSTON LOOP, MEMPHIS, TN 38125-2946

Mortgage

Document Number	0026020190
Date	Mar 16, 2026
Instrument	26020190

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5070 ROYSTON LOOP, MEMPHIS, TN 38125-2946
Document Number	0000066964
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5070 ROYSTON LOOP MEMPHIS TN 381252946, MEMPHIS, TN 38125-2946

Mortgage

Document Number	0000066964
Date	Jul 5, 2018
Instrument	66964

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5070 Royston Loop was $2,940, down 8.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (-8.21%)	$109,300 Land $22,250 Building $87,050	$437,200 Land $89,000 Building $348,200
2024	$3,203.00
2023		$94,500 Land $15,775 Building $78,725
2022	$3,203.00
2021			$378,000 Land $63,100 Building $314,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5070 Royston Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5070 Royston Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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