Osceola County property record for 5070 Carson St, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,340 sqft Living Area |
| Lot Size | 30,099 sqft (0.691 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2017) |
| Tax Bill | $4,745.00 (2024) |
| Primary APN | 17-25-31-5209-0001-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 4,771 sqft Gross Area |
| 1st Floor | 2,340 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,099 sqft (0.691 acres) |
| Depth X Width | 302 ft x 1 ft Depth x Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 288 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Deck Area | 80 sqft Deck |
| Porch Area | 125 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5070 CARSON ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7703 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TIMAQUA WOODS PB 6 PG 37 LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | TIMAQUA WOODS |
| Legal Tract | 5209 |
| Legal Block | 70 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-5209-0001-0070
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2017 · Amount on Record |
| Deed Sale | Dec 08, 2017 · Amount on Record |
| Prior Sale | Jun 30, 1997 · Amount on Record |
| Deed Doc Number | 2017174372 |
| Deed Book / Page | 5250 / 919 |
| Last Transfer Date | Jan 19, 2024 |
| Transfer Doc | 0065371141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Document Number | 0068792538 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 6879/2538 |
| Instrument | 2025140261 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Document Number | 0065371141 |
| Book / Page | 6537 / 1141 |
| Map Reference | MB 6 PG 37 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024008636 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Document Number | 0060901317 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6090/1317 |
| Instrument | 2021179919 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058222471 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5822/2471 |
| Instrument | 2020147391 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 08, 2017 |
| Property Address | 5070 CARSON ST, SAINT CLOUD, FL 34771-7703 |
| Document Number | 0052500919 |
| Book / Page | 005250 / 000919 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 174372 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 333 NW HERITAGE DR LAKE CITY FL 320555033, LAKE CITY, FL 32055-5033 |
| Document Number | 52500921 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 005250/000921 |
| Instrument | 174373 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,973.00 (+4.81%) | $353,361 (+5.99%) | $452,600 (+6.62%) Land $65,000 Building $387,600 |
| 2024 | $4,745.00 (+2.11%) | ||
| 2023 | $4,647.00 (+2.54%) Homeowner's exemption Widower's exemption | $333,401 (+3%) | $424,500 (+15.07%) Land $45,000 Building $379,500 |
| 2022 | $4,532.00 Homeowner's exemption Widower's exemption | $323,691 | $368,900 Land $45,000 Building $323,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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