507 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 507 Western Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,251 sqft · built 1926
Lot Size	0.095 acres (4,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2024)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-41-11-016.00`

Property Details

APN / Parcel Number

Primary APN	`040-41-11-016.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,251 sqft Finished Area
Gross Area	1,675 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,149 sqft (0.095 acres)
Lot Dimensions	138 ft deep x 30 ft wide
Garage Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	507 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN AVE LT LOT 4 BLK 1 30'X 138.32'
Legal Subdivision	WESTERN AVE
Legal Phase	1
Legal Block	1
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage DARRIN CAREY
Apr 5, 2024	Warranty Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC
Apr 26, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2021	Warranty Deed, Transfer · Line of Credit DARRIN CAREY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	2024118
Deed Book / Page	278 / 92
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000020716
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 10, 2026
Property Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Document Number	0000020716
Book / Page	495 / 524
Instrument Date	Sep 9, 2026
Instrument	202620716
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	507 WESTERN AVE, COVINGTON, KY 41011-1041

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9933 VOYAGER WAY, CINCINNATI, OH 45252-1962

Mortgage

Document Number	0005900060
Date	Apr 24, 2023
Book Page	KCM 455/807
Instrument	23042405900060

Lender

Name	DARRIN CAREY
Type	Private Party
Address	P0 BOX 340584 BOX, DAYTON, OH 45434

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2024

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2024
Property Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Document Number	0005900118
Book / Page	KC 278 / 92
Map Reference	MB C PG 144
Instrument Date	Apr 3, 2024
Instrument	24040505900118
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 WESTERN AVE, COVINGTON, KY 41011-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 WESTERN AVE, COVINGTON, KY 41011-1041

Mortgage

Document Number	0005900119
Date	Apr 5, 2024
Book Page	KCM 538/520
Instrument	24040505900119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 26, 2021
Property Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Document Number	0005900041
Book / Page	86 / 486
Instrument Date	Apr 21, 2021
Instrument	21042605900041
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9933 VOYAGER WAY, CINCINNATI, OH 45252-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 WESTERN AVE, COVINGTON, KY 41011-1041

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2021
Property Address	507 WESTERN AVE, COVINGTON, KY 41011-1041
Document Number	0005900066
Book / Page	76 / 888
Instrument Date	Jan 20, 2021
Instrument	21031105900066
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6668 MARTEL PL, FRISCO, TX 75035-4857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 WESTERN AVE, COVINGTON, KY 41011-1041

Mortgage

Document Number	0005900067
Date	Mar 11, 2021
Book Page	181/425
Instrument	21031105900067

Lender

Name	DARRIN CAREY
Type	Private Party
Address	PO BOX 340584, DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jan 31, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,000 (-) Land $15,000 Building $253,000	$268,000 (-) Land $15,000 Building $253,000
2025	$3,551.00 (+172.11%)	$268,000 (+173.47%) Land $10,000 Building $258,000	$268,000 (+173.47%) Land $10,000 Building $258,000
2023	$1,305.00	$98,000 Land $10,000 Building $88,000	$98,000 Land $10,000 Building $88,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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