507 W 16th St, Covington, KY 41014 Property Records

Kenton County property record for 507 W 16th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,122 sqft · built 1928
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Aug 2026)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-09-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-09-002.00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,122 sqft Finished Area
Gross Area	1,333 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	507 W 16TH ST
City	COVINGTON
State	KY
Zip	41014-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK E 37.5' 110 & S 9' 111 & 112 -113
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	131ST
Legal Lot Number	110
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4012
Census Tract	65000

Owner

507 W 16th St is owned and occupied by two individuals who bought it in August 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	507 W 16TH ST, COVINGTON, KY 41014-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Deed Document Number	2026080517477
Deed Book / Page	474 / 985
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 5, 2026
Property Address	507 W 16TH ST, COVINGTON, KY 41014-1003
Document Number	0000017477
Book / Page	474 / 985
Instrument Date	Jul 2, 2026
Instrument	202617477
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	507 W 16TH ST, COVINGTON, KY 41014-1003

Mortgage

Document Number	0000017478,
Date	Aug 5, 2026
Book Page	475/1
Instrument	2026080517478

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	507 W 16TH ST, COVINGTON, KY 41014-1003
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	MILLENNIAL TITLE LLC, MILLENNIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 ASH CREEK DR, UNION, KY 41091-8204

Mortgage

Document Number	0005900189
Date	Aug 29, 2023
Book Page	KCM 487/791
Instrument	23082905900189

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 507 W 16th St was $1,180.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+39.17%) Land $10,000 Building $114,000	$124,000 (+39.17%) Land $10,000 Building $114,000
2025	$1,180.00	$89,100 Land $5,000 Building $84,100	$89,100 Land $5,000 Building $84,100
2023	$1,186.00	$89,100 Land $5,000 Building $84,100	$89,100 Land $5,000 Building $84,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 507 W 16th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 W 16th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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