Kane County property record for 507 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 1884 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,885 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-251-003 |
| Primary APN | 06-24-251-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,931 sqft |
| Basement Area | 1,103 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Construction Type | Frame |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 135 ft deep x 56 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 507 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS ADDN SOUTH 56 FT LOT 3 BLOCK 2 |
| Legal Subdivision | GROTE&WALDRONS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 851400 |
507 Raymond St is owned and occupied by two individuals who acquired it in March 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 RAYMOND ST, ELGIN, IL 60120-7846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Nov 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 |
| Deed Sale | Mar 23, 2021 |
| Prior Sale | Nov 4, 2019 · Amount on File |
| Deed Document Number | 202122544 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 0000022544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 23, 2021 |
| Property Address | 507 RAYMOND ST, ELGIN, IL 60120-7846 |
| Document Number | 0000022544 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021K022544 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 507 RAYMOND ST, ELGIN, IL 60120-7846 |
| Document Number | 0000022545 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021K022545 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 4, 2019 |
| Property Address | 507 RAYMOND ST, ELGIN, IL 60120-7846 |
| Document Number | 0000052819 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019K052819 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 RAYMOND ST, ELGIN, IL 60120-7846 |
| Document Number | 0000052820 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019K052820 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 507 Raymond St was $5,885 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,885.00 Homeowner's exemption | $85,145 (+8.57%) Land $12,879 Building $72,266 | $255,537 (+8.57%) Land $38,652 Building $216,885 |
| 2024 | $78,424 Land $11,862 Building $66,562 | $235,366 Land $35,600 Building $199,766 | |
| 2022 | $5,081.00 (+4.7%) Homeowner's exemption | $64,603 (+6.96%) Land $9,771 Building $54,832 | $193,809 (+6.96%) Land $29,313 Building $164,496 |
| 2021 | $4,853.00 Homeowner's exemption | $60,399 Land $9,135 Building $51,264 | $181,197 Land $27,405 Building $153,792 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 507 Raymond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 507 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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