507 N Main St, Carroll, IA 51401 Property Records

Carroll County property record for 507 N Main St, Carroll, IA 51401

Property Summary

Property Type	Commercial
Details	1,128 sqft · built 1972
Lot Size	0.028 acres (1,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2026)
Tax Bill	$1,186 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0624458023`

Property Details

APN / Parcel Number

Primary APN	`0624458023`

Interior

Stories	1 Story
Building Area	1,128 sqft Total Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Log
Lot Area	1,198 sqft (0.028 acres)

Location & Zoning

Street Address	507 N MAIN ST
City	CARROLL
State	IA
Zip	51401-2739
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AUD SUBD OF LOTS 9 TO 17 ORIGINAL TOWN BLOCK 16 N'LY 24 FT OF LOT P EXC W'LY 22 FT
Legal Subdivision	AUD SUBD
Legal Block	16
Legal Lot Number	P,9-17
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2037
Census Tract	960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 W 21ST ST, CARROLL, IA 51401-3537
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage TEMPLETON SAVINGS BANK
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTSIDE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Document Number	202619
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	507 N MAIN ST, CARROLL, IA 51401-2739
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223368
Date	Oct 17, 2022
Instrument	2022-3368

Lender

Name	TEMPLETON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	507 N MAIN ST, CARROLL, IA 51401-2739
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200986
Date	Apr 15, 2020
Instrument	2020-0986

Lender

Name	WESTSIDE STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,186.00	$101,970 (-) Land $4,610 Building $97,360	$101,970 (-) Land $4,610 Building $97,360
2025	$1,186.00 (-22.38%)	$101,970 (+16.47%) Land $4,610 Building $97,360	$101,970 (+16.47%) Land $4,610 Building $97,360
2023		$87,550 (+9.52%) Land $4,610 Building $82,940	$87,550 (+9.52%) Land $4,610 Building $82,940
2022		$79,940 Land $4,610 Building $75,330
2021			$79,940 Land $4,610 Building $75,330
2018	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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