507 N Clark St, Albion, MI 49224 Property Records

Calhoun County property record for 507 N Clark St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1949
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Mar 2022)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-003-301-00`

Property Details

APN / Parcel Number

Primary APN	`51-003-301-00`
Alternative APN	`13-51-003-301-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	330 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	189 ft deep x 68.4 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	507 N CLARK ST
City	ALBION
State	MI
Zip	49224-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, BUNDAYS ADDITION BLK 4 N 16.5' OF LOT 10 S 33' OF LOT 11. (507 N CLARK)
Legal Subdivision	BUNDAYS ADDITION
Legal Block	4
Legal Lot Number	10-11
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2013
Census Tract	3500

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 N CLARK ST, ALBION, MI 49224-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOMESTEAD SAVINGS BANK
Mar 2, 2022	Warranty Deed, Transfer · USDA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	May 13, 2004 · Amount on Record
Deed Book / Page	4636 / 416
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	03827/0522
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	507 N CLARK ST, ALBION, MI 49224-1912
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004396/142
Date	Feb 28, 2020
Book Page	4396/142

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2040

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Mar 2, 2022
Property Address	507 N CLARK ST, ALBION, MI 49224-1912
Document Number	004636/416
Book / Page	4636 / 416
Map Reference	LB 1 PG 50
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 70, MARSHALL, MI 49068-0070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 CALHOUN RD, ALBION, MI 49224-8403

Mortgage

Document Number	0004636419
Date	Mar 2, 2022
Instrument	4636/419

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,900 (+5.28%)
2025	$1,810.00 (+138.16%) Homeowner's exemption	$41,700 (+22.29%)	$87,800 (+5.28%)
2024			$83,400 (+22.29%)
2023		$34,100	$68,200
2022	$760.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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