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507 Hidden Ridge Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 507 Hidden Ridge Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,967 sqft · built 2000
Lot Size0.437 acres (19,040 sqft)
OwnerCompany Name on File
Last Sale$1,060,000 (Dec 2003)
Tax Bill$18,269 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN257-521-18-00

Property Details

APN / Parcel Number

Primary APN257-521-18-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,967 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area19,040 sqft (0.437 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address507 HIDDEN RIDGE CT
CityENCINITAS
StateCA
Zip92024-5838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 66 TR 013499
Legal SubdivisionENCINITAS ESTATES
Legal Tract013499
Legal Block2
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17605

Owner

Source: San Diego County records · APN 257-521-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Feb 13, 2017Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Sep 20, 2018Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Jun 06, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2003 · Amount on Record
Deed SaleDec 10, 2003 · Amount on Record
Prior SaleNov 24, 1999 · Amount on Record
Deed Document Number20031462645
Last Transfer DateAug 13, 2005
Transfer Doc0000709433
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838

Mortgage

Document Number0000586480
DateAug 18, 2021
Instrument2021-0586480
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateSep 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5%
Index1-Month LIBOR
Max Rate9%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071955
DateFeb 13, 2017
Instrument2017-0071955
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueMar 01, 2057
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 01, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000392556
DateSep 20, 2018
Instrument2018-0392556
Lender
NameBANNER BANK
TypeBank
AddressSAN DIEGO, CA 92101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address507 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Document Number0000266829
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 HIDDEN RIDGE CT ENCINITAS CA 920245838, ENCINITAS, CA 92024-5838

Mortgage

Document Number0000266829
DateJun 14, 2017
Instrument266829
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,584,620 (+2%) Land $725,107 Building $859,513
2025$18,269.00 (+6%) Homeowner's exemption$1,553,550 (+4.04%) Land $710,890 Building $842,660
2023$17,235.00 (+1.99%) Homeowner's exemption$1,493,226 Land $683,286 Building $809,940
2022$16,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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