507 E Charlotte St, Sterling, VA 20164 Property Records

Loudoun County property record for 507 E Charlotte St, Sterling, VA 20164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1969
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Mar 2018)
Tax Bill$4,618 (2026)
Deeds & MortgagesDec 2021 Mortgage
Aug 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN014-46-4556-000

Property Details

APN / Parcel Number

Primary APN014-46-4556-000
Alternative APN
  • 81 F6C 1718

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,050 sqft
Basement Area750 sqft
Finished Basement750 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area640 sqft

Exterior Amenities

PorchPorch
Porch Area84 sqft
Deck AreaDeck Area
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address507 E CHARLOTTE ST
CitySTERLING
StateVA
Zip20164-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionSTERLING PARK SEC.6 BLK.C LOT 1718 1708--1789 BROYHILLS ADDN
Legal SubdivisionBROYHILLS ADDN
Legal BlockC
Legal Lot Number1718
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1009
Census Tract611300

Owner

507 E Charlotte St is owned and occupied by two individuals who bought it in March 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · VA Mortgage
MR COOPER
Aug 25, 2023Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Feb 5, 2026Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
May 15, 2025Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Aug 10, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MTG
Apr 17, 2019Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MTG
Mar 9, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2018 · Amount on File
Deed SaleMar 9, 2018 · Amount on File
Prior SaleAug 30, 1999 · Amount on File
Deed Document Number201813170
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124101
DateDec 21, 2021
Instrument202112210124101
Lender
NameMR COOPER
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034157
DateAug 25, 2023
Instrument202308250034157
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E CHARLOTTE ST, STERLING, VA 20164-2316

Mortgage

Document Number0000005720
DateFeb 5, 2026
Instrument20260205-0005720
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E CHARLOTTE ST, STERLING, VA 20164-2316

Mortgage

Document Number0000022069
DateMay 15, 2025
Instrument20250515-0022069
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Document Number20200813068509
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E CHARLOTTE ST STERLING VA 201642316, STERLING, VA 20164-2316

Mortgage

Document Number20200813068509
DateAug 13, 2020
Instrument68509
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 12, 2050
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Document Number20190422019491
Instrument DateApr 17, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E CHARLOTTE ST STERLING VA 201642316, STERLING, VA 20164-2316

Mortgage

Document Number20190422019491
DateApr 22, 2019
Instrument19491
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 21, 2049
Interest
Rate TypeFixed Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 9, 2018
Property Address507 E CHARLOTTE ST, STERLING, VA 20164-2316
Document Number20180309013170
Instrument DateMar 22, 2017
Instrument13170
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E CHARLOTTE ST STERLING VA 201642316, STERLING, VA 20164-2316

Mortgage

Document Number20180309013171
DateMar 9, 2018
Instrument13171
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 507 E Charlotte St was $4,618.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,618.00$573,760 Land $235,900 Building $337,860$573,760 Land $235,900 Building $337,860
2023$4,101.00$468,780 Land $210,900 Building $257,880$468,780 Land $210,900 Building $257,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 E Charlotte St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 E Charlotte St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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