Stanislaus County property record for 507 Cowan St, Modesto, CA 95358
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,042 sqft · built 1984 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2008) |
| Tax Bill | $4,287 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-056-048-000 |
| Primary APN | 041-056-048-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Concrete |
| Lot Area | 36,590 sqft (0.84 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 507 COWAN ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95358-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 4 COWAN TRACT |
| Legal Subdivision | COWAN |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 3002 |
507 Cowan St is owned and occupied by an individual who bought it in June 2008.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 507 COWAN ST, MODESTO, CA 95358-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2008 · Amount on File |
| Deed Sale | Jun 5, 2008 · Amount on File |
| Prior Sale | Jan 23, 2008 · Amount on File |
| Deed Document Number | 200860548 |
| Prior Transfer Date | Dec 20, 2007 |
| Prior Transfer Doc | 0000006430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 507 COWAN ST, MODESTO, CA 95358-9432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 507 COWAN ST, MODESTO, CA 95358-9432 |
| Document Number | 0000097468 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0097468 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 507 Cowan St was $4,287 with a homeowner's exemption.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,287.00 Homeowner's exemption | $368,425 (+2%) Land $113,873 Building $254,552 |
| 2025 | $4,287.00 Homeowner's exemption | $361,202 Land $111,641 Building $249,561 |
| 2023 | $3,904.00 (+1.51%) Homeowner's exemption | $347,177 Land $107,306 Building $239,871 |
| 2022 | $3,846.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 507 Cowan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 507 Cowan St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| ezWave Fixed Wireless | 10 / 1 |
May also be available: AT&T, Verizon.
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