507 Bent Tree Dr, Effingham, IL 62401 Property Records

Effingham County property record for 507 Bent Tree Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,995 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2022)
Tax Bill	$7,808 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-11-215-055`

Property Details

APN / Parcel Number

Primary APN	`03-11-215-055`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	1 Story
Building Area	1,995 sqft Base Area
1st Floor Area	1,995 sqft
Basement Area	1,779 sqft
Unfinished Basement	1,778 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	507 BENT TREE DR
City	EFFINGHAM
State	IL
Zip	62401-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 BLK 5 PARK HILLS SUB ADD 9 3814/358 2445/244 1184/35 1184/33 1108/20 1056/165
Legal Subdivision	HILLS SUBDIVISION
Legal Block	5
Legal Lot Number	55
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1062
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	507 BENT TREE DR, EFFINGHAM, IL 62401-3156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TEUTOPOLIS STATE BANK
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Oct 6, 2008
Deed Document Number	20224004
Deed Book / Page	3814 / 258
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 3, 2022
Property Address	507 BENT TREE DR, EFFINGHAM, IL 62401-3156
Document Number	003814/258
Book / Page	3814 / 258
Map Reference	PL 134-C MB845 PG227
Instrument Date	Sep 29, 2022
Instrument	202222004004
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 BENT TREE DR, EFFINGHAM, IL 62401-3156

Mortgage

Document Number	202222004005
Date	Oct 3, 2022
Instrument	202222004005

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Sep 29, 2029

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	507 BENT TREE DR, EFFINGHAM, IL 62401-3156
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003801/281
Date	Jul 29, 2022
Book Page	3801/281
Instrument	202222003160

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,808.00 (+13.32%)	$144,400 (+31.9%) Land $22,330 Building $122,070	$433,200 (+31.9%) Land $66,990 Building $366,210
2022	$6,890.00 Homeowner's exemption	$109,480 Land $16,930 Building $92,550	$328,440 Land $50,790 Building $277,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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