507 5th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 507 5th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.134 acres (5,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Nov 2025)
Tax Bill	$1,974 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00483.00`

Property Details

APN / Parcel Number

Primary APN	`17.00483.00`

Exterior

Lot Area	5,874 sqft (0.134 acres)

Location & Zoning

Street Address	507 5TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 A A WRIGHT'S ADDN LOT-013 BLOCK-002
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	A A WRIGHT'S ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5054
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Mar 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2025480394
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 12, 2025
Property Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011
Document Number	0000480394
Instrument Date	Nov 7, 2025
Instrument	480394
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011

Mortgage

Document Number	0000480395
Date	Nov 12, 2025
Instrument	480395

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 14, 2020
Property Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011
Document Number	0000445106
Instrument Date	Jun 25, 2020
Instrument	445106
Transaction Type	Transfer
Record Updated	Jul 10, 2025
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011

Mortgage

Document Number	0000445107
Date	Aug 14, 2020
Instrument	445107

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 23, 2017
Property Address	507 5TH AVE SE, SAINT CLOUD, MN 56304-1011
Document Number	0000421669
Instrument Date	Mar 15, 2017
Instrument	421669
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,974.00 (+12.03%) Homeowner's exemption	$172,300 (+10.17%) Land $25,000 Building $147,300	$172,300 (+10.17%) Land $25,000 Building $147,300
2025	$1,762.00 (+6.02%)	$156,400 (-) Land $25,000 Building $131,400	$156,400 (-) Land $25,000 Building $131,400
2023	$1,662.00	$156,400 Land $25,000 Building $131,400	$156,400 Land $25,000 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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