507 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 507 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 2,788 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$261,784 (Mar 2024)
Tax Bill	$5,142 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more
APN	`381700 111.44-7-3`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-7-3`
Alternative APN	`1201240`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,788 sqft Total Area
1st Floor Area	1,508 sqft
2nd Floor Area	1,280 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1201240
Street Address	507 4TH ST
City	TROY
State	NY
Zip	12180-5524
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY FR HSE 32-40-263-265
Legal Block	7
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2007
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 4TH ST, TROY, NY 12180-5524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO
Aug 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU
Oct 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RCN CAPITAL LLC
May 20, 2021	Deed, Transfer · Stand-Alone First Mortgage FTF LENDING LLC
Dec 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	20242024-639738
Deed Book / Page	10632 / 297
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 26, 2024
Property Address	507 4TH ST, TROY, NY 12180-5524
Document Number	0106320297
Book / Page	10632 / 297
Instrument Date	Mar 21, 2024
Instrument	2024-639738
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DUTCH VLG # 2L, 2L, MENANDS, NY 12204-2906

Mortgage

Document Number	2024639739
Date	Mar 26, 2024
Instrument	2024-639739

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 8, 2023
Property Address	507 4TH ST, TROY, NY 12180-5524
Document Number	0104510028
Book / Page	10451 / 28
Instrument	2023-630708
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PLUM ST, RENSSELAER, NY 12144-2422

Mortgage

Document Number	2023630699
Date	Aug 8, 2023
Instrument	2023-630699

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 14, 2022
Property Address	507 4TH ST, TROY, NY 12180-5524
Document Number	0102100157
Book / Page	10210 / 157
Instrument Date	Jun 23, 2022
Instrument	2022-618349
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 TUNKHANNOCK AVE, WEST PITTSTON, PA 18643-1111

Mortgage

Document Number	2022618350
Date	Oct 14, 2022
Instrument	2022-618350

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0102100177
Date	Oct 14, 2022
Book Page	10210/177
Instrument	2022-618351

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2023

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 20, 2021
Property Address	507 4TH ST, TROY, NY 12180-5524
Document Number	0095910336
Book / Page	9591 / 336
Instrument Date	Apr 29, 2021
Instrument	2021-589282
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 BROADWAY # STE20, STE20, ALBANY, NY 12207-2236

Mortgage

Document Number	2021589283
Date	May 20, 2021
Instrument	2021-589283

Lender

Name	FTF LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 27, 2019
Property Address	507 4TH ST, TROY, NY 12180-5524
Document Number	0000562294
Book / Page	009046 / 000027
Instrument Date	Dec 18, 2019
Instrument	562294
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 W 69TH ST #2H NEW YORK NY 100235149, 2H, NEW YORK, NY 10023-5149

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,142.00 (-22.01%)
2025	$6,593.00 (+53.79%)	$100,000 (+11.11%) Land $14,000 Building $86,000	$171,200 (+33.13%) Land $23,968 Building $147,232
2023		$90,000 (-) Land $14,000 Building $76,000	$128,600 (+8.6%) Land $20,004 Building $108,596
2022	$4,287.00	$90,000 Land $14,000 Building $76,000	$118,421 Land $18,421 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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