507 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 507 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1956
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2023)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320042201030000`

Property Details

APN / Parcel Number

Primary APN	`320042201030000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Basement Area	948 sqft
Unfinished Basement	948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	507 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 62 1/2' W 115' LOTS 1 & 2 BLK 22 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	22
Legal Lot Number	1 & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1042
Census Tract	960100

Owner

507 3rd Ave W is owned and occupied by an individual who bought it in January 2023.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	507 3RD AVE W, CRESCO, IA 52136-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	2023161
Deed Book / Page	2023 / 161
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 31, 2023
Property Address	507 3RD AVE W, CRESCO, IA 52136-1217
Document Number	002023/161
Book / Page	2023 / 161
Instrument Date	Jan 31, 2023
Instrument	2023 0161
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 3RD AVE W, CRESCO, IA 52136-1217

Mortgage

Document Number	002023/162
Date	Jan 31, 2023
Book Page	2023/162
Instrument	2023 0162

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 507 3rd Ave W was $1,590 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00	$104,700 (-) Land $8,030 Building $96,670	$104,700 (-) Land $8,030 Building $96,670
2025	$1,590.00 (+3.79%) Homeowner's exemption	$104,700 Land $8,030 Building $96,670	$104,700 Land $8,030 Building $96,670
2024	$1,532.00
2023		$93,350 (+76.1%) Land $8,030 Building $85,320	$93,350 Land $8,030 Building $85,320
2022	$1,136.00	$53,010 Land $8,030 Building $44,980
2021			$53,010 Land $8,030 Building $44,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 507 3rd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 3rd Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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