507 2nd St, Elgin, OK 73538 Property Records

Comanche County property record for 507 2nd St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,581 sqft · built 1980
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Dec 2019)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-056-0016`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-056-0016`
Alternative APNs	`050000-0560016-00000` `160034755` `34755`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft

Exterior

Year Built	Built 1980
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34755
Old Parcel Number	160034755
Street Address	507 2ND ST
City	ELGIN
State	OK
Zip	73538-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 56 LOTS 16-20
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	56
Legal Lot Number	16-20 17
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1059
Census Tract	2101

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 2ND ST, ELGIN, OK 73538-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Dec 4, 2019	Warranty Deed, Transfer · Commercial Mortgage ALL AMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2019-017747
Deed Book / Page	8375 / 219
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	507 2ND ST, ELGIN, OK 73538-9204
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009059/254
Date	Apr 26, 2022
Book Page	9059/254
Instrument	2022-007212

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Dec 4, 2019
Property Address	507 2ND ST, ELGIN, OK 73538-9204
Document Number	008375/219
Book / Page	8375 / 219
Instrument Date	Dec 2, 2019
Instrument	2019-017747
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 2ND ST, ELGIN, OK 73538-9204

Mortgage

Document Number	2019017748
Date	Dec 4, 2019
Instrument	2019-017748

Lender

Name	ALL AMERICA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 15, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 Homeowner's exemption	$14,376 (+0.01%) Land $2,897 Building $11,479	$156,827 (+3.02%) Land $25,750 Building $131,077
2024	$1,353.00 (+32.13%) Homeowner's exemption	$14,375 (+46.58%) Land $2,900 Building $11,475	$152,231 (+74.63%) Land $29,750 Building $122,481
2023	$1,024.00	$9,807 Land $2,159 Building $7,648	$87,173 Land $19,188 Building $67,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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