507 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 507 2nd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Aug 2024)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Line of Credit + 2 more
APN	`23-7660-09150`

Property Details

APN / Parcel Number

Primary APN	`23-7660-09150`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Stories	2 Stories
Building Area	868 sqft Gross Area
1st Floor Area	868 sqft
Flooring	Wood
Interior Walls	Metal
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	507 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 9
Legal Subdivision	MINNESOTA IRON COMPANYS ORIGINAL PLAT
Legal Block	9
Legal Lot Number	15
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3024
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 2ND AVE, TWO HARBORS, MN 55616-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT MORTGAGE
Jun 12, 2017	Warranty Deed, Transfer MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20241681459
Prior Transfer Date	Dec 13, 2007
Prior Transfer Doc	0000165763
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	507 2ND AVE, TWO HARBORS, MN 55616-1509
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000206891
Date	Sep 15, 2025
Instrument	A000206891

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	507 2ND AVE, TWO HARBORS, MN 55616-1509
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000202753
Date	Aug 8, 2023
Instrument	A000202753

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	507 2ND AVE, TWO HARBORS, MN 55616-1509
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000194306
Date	Jun 26, 2020
Instrument	A000194306

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 12, 2017
Property Address	507 2ND AVE, TWO HARBORS, MN 55616-1509
Document Number	A000187701
Instrument Date	Jun 9, 2017
Instrument	A000187701
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.51
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	A000187702
Date	Jun 12, 2017
Instrument	A000187702

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00	$282,200 (+63.12%) Land $27,000 Building $255,200	$282,200 (+63.12%) Land $27,000 Building $255,200
2023		$173,000 Land $18,800 Building $154,200	$173,000 Land $18,800 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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